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Senior Underwriter

Senior Underwriter

PPSZA
25 days ago
Job description

Job title : Senior Underwriter

Job Location : Gauteng, Cape Town Deadline : May 09, 2025 Quick Recommended Links

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Education :

  • Revelant Degree (Bcom, Bsc or Nursing)
  • Experience :

  • 5 years underwriting experience in long term insurance
  • Proficient in the assessment and management of underwriting decisions
  • Technical knowledge and experience with technology relative to industry.
  • Duties and Responsibilities

    Process optimization and efficiencies

  • Responsible for underwriting life, disability, critical illness and income protection within agreed underwriting authority limits.
  • Underwrite cases within the agreed service level agreements.
  • Responsible for achieving and maintaining standards in underwriting.
  • Provide constructive feedback to the Technical Executive Underwriter regarding matters arising.
  • Assess and authorise specific underwriting cases.
  • Responsible for financial underwriting to ensure accurate financial underwriting decisions.
  • Participation in projects to improve departmental service-owning your role in the project and completing tasks as required by providing input.
  • Risk and Compliance

  • Adhere to internal SLA's to ensure operational efficiency and achievement of agreed customer service standards
  • Must understand the underwriting environment and general protocols and processes
  • Ensure adherence to regulatory and compliance requirements
  • People and Culture

  • Checking and Authorization of underwriting decisions in terms of published delegation of authority.
  • Collaboration with relevant stakeholders : Claims, Marketing, Distribution and Intermediary Services
  • Deal with Arbitration and Ombudsman cases and collaborate with other stakeholder during the Complaints process
  • Contribute and assist to review processes and protocols where required to assist in PPS’ delivery of quality underwriting decisions
  • Forge strong working relationships with stakeholder
  • Knowledge Champion

  • Provide guidance and support to junior underwriters
  • Empower team members with transfer of knowledge.
  • Ensure that own knowledge is kept abreast with industry & regulatory information and changes through various internal and external information sources
  • Provide technical information and support
  • Referring cases to Reassurers
  • Underwriting Life, Disability, Critical Illness and IP cover
  • Discussing Counter-offer letters with Financial Advisors
  • Coaching & Feedback

  • Support Managers and Learning and Development to identify learning objectives; implement training interventions and create development plans.
  • Support active learning plan for onboarding of new employees and constant learning for all employees through coaching and other interventions.
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