Underwriter (Senior)

Select how often (in days) to receive an alert : Business Unit : Vitality LifeDate : 27 MarAbout DiscoveryDiscovery's core purpose is to make people healthier and to enhance and protect their lives.We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery.Our fast-paced and dynamic environment enables smart, self-driven people to be their best.As global thought leaders, Discovery is passionate about innovating to not only achieve financial success, but to ignite positive and meaningful change within our society.About the Vitality Underwriting teamA dynamic team with a wealth of knowledge which we eagerly share.

We strive to be the best in the market, living the Discovery values.

Our motto is best terms first – right decision…first time…on time…every time.Key PurposeTo underwrite all cases for VitalityLife, our UK based Life Insurance company, within authority limits and all benefits, taking into account medical, financial, territorial and vocational risks of new and existing business.To support dedicated Key Distribution partners and advisors through various communication channels.To underwrite more complex cases which could include medical reports and aviation questionnaires.Areas of ResponsibilityTo underwrite all cases within authority limits and all benefits, taking into account medical, financial, territorial and vocational risks of new and existing business.To support dedicated Key Distribution partners and advisors through telephone and email.To underwrite more complex cases which could include medical reports and aviation questionnaires.To analyse applications and call for requirements, underwriting cases within the Senior Underwriter's limits.To underwrite complex cases and analyse medical reports to ensure that the risk is correctly underwritten.To support and build relationships with key distribution partners and ensure that all cases are correctly underwritten, providing superior customer service.To deal with escalations and ensure that cases are underwritten according to the underwriting rules and policies.To ensure that the thought process used in underwriting a particular case is synopsised for other underwriters to understand.To ensure that the correct risk rating is applied to business that is accepted and that uninsurable risks are declined.To apply necessary guidelines to ensure correct risk rating is applied to new and existing business.To liaise with all internal and external clients regarding risk applied or policies that are deferred / declined.To attend to enquiries which may include written, telephonic, emailed or face-to-face communication.Personal Attributes and SkillsFaster than average paceAbove attention to detail, precise correctness towards work, ensuring tasks are met on timeStrong sense of discipline and dutyMajor focus on detailed workDeciding and initiating actionApplying expertise and technologyAnalysingDelivering results and meeting customer expectationsAdhering to principles and valuesPersuading and influencingCoping with pressure and setbacksSpecialised work with efficiency, confidence and competenceSkillsMS Office (intermediate)Analysis of Information (advanced)Verbal and written communication (advanced)Minimum RequirementsMatric is essential (Maths, Biology / Life Sciences and English)Medical Diploma / experience is an advantage.Insurance Diploma experience is an advantage.A minimum of 5 years working experience in an underwriting environment in the life insurance industry is essential.Underwriting experience in the United Kingdom may be advantageous.Employment EquityThe Company's approved Employment Equity Plan and Targets will be considered as part of the recruitment process.

As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.

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