Product Lead – Digital Lending

Get AI-powered advice on this job and more exclusive features.

We’re looking for a hands‑on Product Lead / Owner – Digital Lending to spearhead the next wave of innovation in micro‑loans and credit technology. This is not a typical corporate product role – it’s an opportunity to own a product platform end‑to‑end with full autonomy and strategic oversight . If you’ve built credit & risk systems in a fast‑paced startup environment and crave the freedom to drive product innovation, this role is for you .

Our client is a fast‑growing fintech on a mission to expand financial inclusion through simple, fast personal lending solutions. Operating across multiple African markets (including South Africa, Zambia, Uganda, and Kenya), this company combines cutting‑edge technology with deep credit expertise to serve thousands of customers. Innovation and impact are at the heart of what we do – we’re scaling a micro‑lending business that helps people and communities thrive. As Product Lead – Digital Lending , you’ll join a passionate team that moves quickly, thinks big, and isn’t afraid to challenge the status quo to empower our users.

About the Role

In this role, you’ll wear many hats – acting as a product manager, business analyst, systems analyst, and credit strategist all in one. You’ll have full ownership of our digital lending platform, from shaping the product vision to fine‑tuning the technical details. This is a high‑impact leadership position at the intersection of product innovation, credit strategy, risk management, and compliance. You’ll define how our lending products work, ensure they meet regulatory standards in each country, and continually improve them to deliver a customer‑centric experience. Best of all, you’ll do this in a fast‑paced, startup‑like environment where your ideas can become reality without red tape.

What You’ll Do

• Own the product lifecycle for our credit and risk platforms – from ideation and design through development, launch, and scaling improvements.
• Define the product vision and roadmap for digital lending technology, aligning it with our overall business strategy and credit / risk objectives.
• Translate complex credit policies and risk models into smart, user‑friendly product features.
• Innovate and iterate continuously : Use data, analytics, and customer feedback to monitor product performance and quickly refine features.
• Deep‑dive into the lending platform mechanics : Gain a mastery of how our systems work so you can make informed changes and ensure stability at scale.
• Ensure rock‑solid compliance across markets : Keep our lending products in line with all local regulations and licensing requirements in each country we operate.
• Lead on risk and fraud strategy : Build and enhance tools for fraud detection, credit scoring, and risk monitoring.
• Collaborate and communicate : Work closely with cross‑functional teams to deliver on your roadmap and communicate key insights to the leadership team.
• Champion a data‑driven product culture : Implement analytics, monitoring dashboards, and reporting capabilities.

What You’ll Bring

Why Join Us?

Seniority level

Director

Employment type

Full‑time

Job function

Product Management

Industries

Human Resources Services, Business Consulting and Services, and Staffing and Recruiting

#J-18808-Ljbffr