Product Analyst – Merchant Solutions
Location : Gauteng, Johannesburg
Deadline : November 21, 2025
Primary Purpose
- To fully analyse and process Merchant Services applications for PBB.
- To manage assigned portfolio on a day-to-day basis, ensuring minimal bad debts / merchant defaults, and applying sound risk mitigation principles in compliance with Merchant Policies and Procedures and Card Schemes requirements.
- To provide administrative support to Product leadership.
Technical Competency Requirement
Merchant SolutionsKnowledge and understanding of Merchant Onboarding process.Experiential knowledge and understanding of Merchant Onboarding systems.Ability to obtain, analyse and act on the following key merchant onboarding information :Risk MatrixWorld checksDepartment of Home Affairs checks.MATCH checksCredit Bureau checksMerchant Category checksAbility to present written motivations to Product Managers where new and or additional applications are processed through an assisted path.Ability to engage with front line staff including bankers and merchant consultants to ensure smooth onboarding of clients.General Administrative
Strong relationship building and teamwork skills.Analytical, confident, and competent self-starter with excellent organizational skills.Deadline driven with a high attention to detail.Good written and verbal communication skills.General understanding of products at Bidvest Bank.Required Minimum Education and Training
Matric with Banking / Risk related certificate.Banking Experience.Required Minimum Work Experience
5 years’ work experience, of which 3 years was in Merchant Solutions and 1‑2 years and general banking experience.Key Performance Area (KPA)
Financial ManagementVetting new merchants, ensuring smooth onboarding to enable merchants to activate and start trading early. This will ensure that we generate revenues from new accounts much quicker.
Support Managers and Product owners to achieve financial budget.Customer CentricityDemonstrate understanding of Business Banking customer and how products fit into the ecosystem.
Operational ExcellenceSupport internal stakeholders and sphere of influence to enable speedy and smooth onboarding of customers.
Support internal stakeholders and sphere of influence to enable development and deployment of competitive products to the market.Data ManagementUse Bank MIS capabilities and reports such as the Trigger report to derive business insights that will enable you to perform your work.
Stakeholder ManagementEnsure Card Scheme compliance.
Ensure PASA industry compliance.Promote close relationship within Product team and stakeholders.Product AnalysisSupport Product team in the development of compelling CVP.
Support Product team in Introduction of product enhancements to remain competitive.#J-18808-Ljbffr