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Product Analyst – Merchant Solutions

Product Analyst – Merchant Solutions

Bidvest BankJohannesburg, Gauteng, South Africa
4 days ago
Job description

Product Analyst – Merchant Solutions

Location : Gauteng, Johannesburg

Deadline : November 21, 2025

Primary Purpose

  • To fully analyse and process Merchant Services applications for PBB.
  • To manage assigned portfolio on a day-to-day basis, ensuring minimal bad debts / merchant defaults, and applying sound risk mitigation principles in compliance with Merchant Policies and Procedures and Card Schemes requirements.
  • To provide administrative support to Product leadership.

Technical Competency Requirement

  • Merchant Solutions
  • Knowledge and understanding of Merchant Onboarding process.
  • Experiential knowledge and understanding of Merchant Onboarding systems.
  • Ability to obtain, analyse and act on the following key merchant onboarding information :
  • Risk Matrix
  • World checks
  • Department of Home Affairs checks.
  • MATCH checks
  • Credit Bureau checks
  • Merchant Category checks
  • Ability to present written motivations to Product Managers where new and or additional applications are processed through an assisted path.
  • Ability to engage with front line staff including bankers and merchant consultants to ensure smooth onboarding of clients.
  • General Administrative

  • Strong relationship building and teamwork skills.
  • Analytical, confident, and competent self-starter with excellent organizational skills.
  • Deadline driven with a high attention to detail.
  • Good written and verbal communication skills.
  • General understanding of products at Bidvest Bank.
  • Required Minimum Education and Training

  • Matric with Banking / Risk related certificate.
  • Banking Experience.
  • Required Minimum Work Experience

  • 5 years’ work experience, of which 3 years was in Merchant Solutions and 1‑2 years and general banking experience.
  • Key Performance Area (KPA)

  • Financial Management
  • Vetting new merchants, ensuring smooth onboarding to enable merchants to activate and start trading early. This will ensure that we generate revenues from new accounts much quicker.

  • Support Managers and Product owners to achieve financial budget.
  • Customer Centricity
  • Demonstrate understanding of Business Banking customer and how products fit into the ecosystem.

  • Operational Excellence
  • Support internal stakeholders and sphere of influence to enable speedy and smooth onboarding of customers.

  • Support internal stakeholders and sphere of influence to enable development and deployment of competitive products to the market.
  • Data Management
  • Use Bank MIS capabilities and reports such as the Trigger report to derive business insights that will enable you to perform your work.

  • Stakeholder Management
  • Ensure Card Scheme compliance.

  • Ensure PASA industry compliance.
  • Promote close relationship within Product team and stakeholders.
  • Product Analysis
  • Support Product team in the development of compelling CVP.

  • Support Product team in Introduction of product enhancements to remain competitive.
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    Solution Analyst • Johannesburg, Gauteng, South Africa

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