Credit Analyst Commercial Banking Transformation Upington

Job Advert Summary

Land Bank) is South Africas only specialist agricultural bank established in 1912 the banks sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land equipment improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agribusiness and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socioeconomic makeup of agriculture has altered bringing new entrants from historically disadvantaged backgrounds on to the land these new farmers facing the challenges of establishing sustainable agribusinesses across the agricultural value chain Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

Carry out quality credit assessment present bankable solutions and manage the credit risk of a portfolio of clients in the Agribusiness value chain in the designated regional Office.

To manage and perform quality credit analysis; financial analysis including data collection trend analysis peer comparisons and industry overview to ensure good quality credit submissions to Credit Managers and Credit Committees for the allocated portfolio i.e. Commercial and Transformation Credit applications and mitigate any potential risk on behalf of the Land Bank and recommend bankable solutions in accordance with approved Credit Policy norms and the delegated level of power. Responsible for maintain the portfolio including conducting annual credit reviews on existing portfolio and readvancing of production loans and revolving loans within assigned DOP and as when required by management.

Required Experience :

Key Skills

Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing

Employment Type : Full-Time

Experience : years

Vacancy : 1