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Credit Risk Analyst

Credit Risk Analyst

TFGZA
10 days ago
Job description

Job title : Credit Risk Analyst

Job Location : Western Cape,

Deadline : October 18, 2025

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Key Responsibilities :

  • Follow the Senior Analyst’s lead to analyse a specific champion-challenger test and measure its impact.
  • Engage with key stakeholders to gather critical information that could influence the tests and their outcomes.
  • Establish the testing framework by leveraging data and developing reporting tools to monitor results.
  • Collect, clean, and organize data from various sources to ensure accuracy and prepare it for detailed analysis.
  • Deliver analytical solutions to address complex business challenges.
  • Maintain comprehensive documentation of the analytical processes and findings.
  • Present your analytical insights clearly and effectively to teammates and stakeholders.
  • Conduct in-depth analyses on portfolio performance, regulatory changes, unexpected events, and operational issues.
  • Utilize credit bureau data and other external sources to uncover valuable insights and trends.
  • Optimize our multi-channel communication strategy for collections.
  • Qualifications and Experience :

  • A degree in a numerate discipline, preferably Statistics / Mathematics / Engineering (Honours / Master’s degree preferable)
  • Knowledge and experience in statistical / data management software packages (SAS / SQL)
  • Enterprise Miner would be advantageous
  • Knowledge of the credit industry and credit life cycle management is preferred
  • Hands-on experience of large-scale customer database data interrogation and manipulation would be advantageous
  • Experience in collections would be advantageous
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