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Claims Consultant La Lucia

Claims Consultant La Lucia

Simply HR PayrollUmhlanga Rocks, KwaZulu-Natal, South Africa
30+ days ago
Job description

Claims Fulfilment Consultant

A successful and large Homeloan and Insurance company requires the services of a Claims Fulfilment Consultant to join their team. The goal is to consistently exceed and practice customer expectations as governed by regulations on a regular basis and to drive timely settling of claims whilst applying risk management principles at consultant level.

Duties & Responsibilities

Processing

  • Authorize claims within the set mandate and resolve all claims within the agreed productivity targets and turnaround times by utilizing the claims diary system effectively.
  • Apply and effectively communicate technical skills and resolve all technical issues using available tools and systems.
  • Demonstrate a clear understanding and execution of customer complaints and resolutions that must be maintained and exceeded, as well as a clear understanding of claim rejections.
  • Demonstrate a clear understanding of the management of claims handling that must be followed within the regulated agreements as specified by the relevant regulatory boards.
  • Ensure a clear understanding of all payments, the correct application of rates to be authorized to the service provider, and the correct appointment of service providers to the claims.
  • Demonstrate a thorough understanding of the report and quotes to communicate prompt claims resolution to the customer.
  • Have a clear understanding of how to operate a claims management system, as well as the use of relevant tools that can enable the quick resolution of a claim and ensure effective communication, such as using Outlook to send emails, SMS via grapevine, and exporting own reports to Excel.
  • Have a working knowledge of the internet and how to use Google Maps.

Plan, Communicate, Solve Problems, And Carry Out Decisions Effectively.

  • Ensure that all Customers are treated fairly, you must have a clear understanding and accurate interpretation of the reported incident, claims history, and correct application of the policy wording.
  • When communicating technical detail to the Customer, Loss Adjusters to consult or debate the outcome of the claim, ensure lateral thinking and professional engagement with all parties.
  • Have an inquisitive and investigative mind to communicate and report suspicious activity to the next reporting level if further intervention is required.
  • Possess the ability to communicate calmly and professionally yet assertively with difficult customers at all levels and outcomes in a fair, sensitive, and persuasive manner, always keeping in mind that the customer must be treated fairly as required.
  • Have a clear understanding of how to engage and communicate with the appropriate specialist service providers to engage on each claim, such as engineers, etc.
  • Practice and Promote Consistent Effective Relationship Building

  • Maintain effective relations with all stakeholders within the organization. This includes but is not limited to :
  • Internal

  • Finance Division to improve on service delivery issues regarding payment authorizations.
  • Home Loans Customer Contact Centre to assist and improve customer communication, complaints, and technical support.
  • Policy Administration for advice of any policy amendments, client queries / requests, and complaints resolution.
  • Insurance Customer Contact Centre to provide and assist with advice on any noted anomalies or trends that could affect the processing of new claims and identify risks associated if any.
  • Management and peers to provide daily interactions about any contentious matters and or report on urgent claims that require attention or authorization.
  • Procurement Manager, to ensure that service providers strictly adhere to the current service level agreement.
  • Claims Fulfilment Manager, to guide, assist, mentor and advise you of all matters that can assist you with your growth.
  • Operations Manager, to guide, assist and advise you through your first line report, in line with your growth and any other communication in terms of your claims.
  • External

  • Customer; provide exceptional customer experience throughout the customer journey and assist by providing professional peace of mind while dealing with queries or providing feedback proactively.
  • Panel or non-panel service providers; relationships ensure professional customer service interaction, with loss adjusters, quantity surveyors, forensics experts, etc. and various specialists required to complete the successful claim.
  • Sales Representatives to provide assistance and resolve customer issues.
  • Internal and external auditors to provide assistance during interim or final company audits.
  • Values and Self-Development

  • It is critical that pride in the company's mission, vision, and values be taken seriously. It is critical that you take charge of your own personal development and career path.
  • You must comply with and adhere to the organizations and regulatory boards' regulations and legislation. You must understand, support, and live the organization's Amazing Service Culture.
  • The candidate should respond on technical aspects of the policy and be able to translate from reports and respond accurately to the customers accordingly.

    Desired Experience & Qualification

  • Grade 12
  • Preferred Qualification :

  • Insurance related qualifications e.g. FETC : Short Term Insurance NQF 4, RE5
  • 4 years Claims experience, preferably Homeowners / Building Claims experience.
  • Preferred Experience :

  • 5 years Short Term Claims Insurance related experience, preferably with Homeowners / Building experience.
  • Building / Homeowners Claims and Customer Service orientated.
  • Computer Literate, Excel, Word, Microsoft Outlook.
  • Claims Management and effective ability to navigate systems.
  • Understand and communicate technical matters analytically.
  • Have excellent verbal and written communication skills.
  • Package & Remuneration

    R15k

  • HR Services, Recruitment & Selection
  • #J-18808-Ljbffr

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    Consultant • Umhlanga Rocks, KwaZulu-Natal, South Africa

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