Manager – Credit Risk

Overview :

A reputable financial institution is seeking an experienced Credit Risk Manager to oversee credit risk processes within the corporate banking and treasury environment. This role is critical for maintaining robust risk controls, supporting strategic decision-making, and ensuring compliance with internal credit policies and regulatory requirements.

Key Responsibilities :

Evaluate credit applications submitted by corporate banking and treasury departments, including validating internal credit ratings and post-loan reporting

Review and provide opinions on credit limits, transactions, and internal risk assessments

Manage and ensure compliance with drawdown procedures and internal policies

Participate in regulatory reporting processes such as ICAAP, Recovery Plans, Risk Appetite assessments, and Pillar 3 disclosures

Engage with regulators, auditors, and industry forums on credit risk matters

Monitor compliance with internal credit policies, including industry concentration risk, loan renewals, covenant adherence, and legal agreement requirements

Conduct ongoing post-lending monitoring including credit risk escalation, ESG risk assessment, and asset reclassification

Track past dues, non-performing assets, and oversee loan write-off processes

Perform credit administration tasks such as drawdown confirmations, credit limit monitoring, and reporting tools management

Serve as secretary to Credit Committees and Deal Forums by scheduling meetings, preparing documentation, and maintaining records

Minimum Requirements :

BCom Degree in Finance, Economics, or related field (essential)

Postgraduate qualification in Finance (advantageous)

4–8 years’ experience in credit / business analysis within banking or financial services

Solid knowledge of credit risk principles, financial analysis, and banking regulations

Proficient in MS Office (Excel, Word, PowerPoint)

Strong analytical ability, attention to detail, time management, and communication skills

If you have not been contacted within 10 working days, please consider your application unsuccessful.