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Senior Credit Portfolio Analyst
Senior Credit Portfolio AnalystNetwork2 • Gauteng, South Africa
Senior Credit Portfolio Analyst

Senior Credit Portfolio Analyst

Network2 • Gauteng, South Africa
3 days ago
Job description

Senior Credit Portfolio Analyst

Do you love the thrill of finding clarity in complexity? We're looking for a sharp, analytical mind who can spot the early warning signs, interpret credit signals, and keep a billion-rand portfolio performing at its best.

If you have the instinct to protect, the precision to analyse, and the passion to make impact‑driven finance thrive — this role is for you. Step into a high‑impact institution that finances transformative projects across South Africa and beyond.

As a Senior Credit Portfolio Analyst, you'll be the backbone of portfolio health — balancing risk, reward, and development outcomes across multiple sectors. You'll partner with credit, origination, and legal teams to monitor investments, conduct deep‑dive analyses, and build insights that protect the Bank's capital while enabling growth.

This is your opportunity to refine governance, shape decision‑making, and strengthen the heartbeat of sustainable finance.

Key Responsibilities

  • Conduct detailed credit reviews, annual assessments, and financial analyses across sovereign, public, and infrastructure portfolios.
  • Monitor risk triggers, covenants, and loan conditions to identify and mitigate early credit concerns.
  • Build and challenge financial models, perform stress testing, and provide actionable recommendations.
  • Support credit restructuring and amendments while ensuring compliance with policy and governance.
  • Collaborate with stakeholders to deliver portfolio performance insights and maintain robust reporting standards.

Job Experience and Skills Required

  • Bachelor's degree in Finance, Economics, Accounting, or a related field (Postgraduate preferred).
  • Minimum 8 years' experience in credit analysis, portfolio monitoring, or financial analysis within investment or development finance.
  • Strong financial modelling, credit assessment, and risk management expertise.
  • Solid understanding of the credit lifecycle, portfolio management, and risk rating methodologies.
  • Excellent communication and analytical writing skills — able to turn data into direction.
  • Your profile will be kept on our database for future suitable roles. For more information, contact : Heidi Joubert, Specialist Recruitment Consultant. Connect with me on LinkedIn : Heidi Joubert.

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