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Credit Manager : Secured Products

Credit Manager : Secured Products

H&S Labour BrokersJohannesburg, Gauteng, South Africa
8 days ago
Job description

Key Responsibilities

  • Evaluate, recommend, and approve SME lending deals within delegated authority.
  • Conduct detailed financial and cash flow analysis to assess credit quality and sustainability.
  • Work closely with Legal and Business Development teams to structure and finalise secured lending, asset finance, and working capital deals.
  • Present professional credit assessments to the Credit Committee, highlighting key risks and mitigations.
  • Monitor portfolio performance, identify early warning signs, and take proactive corrective action.

Requirements

  • Postgraduate qualification in Commerce, Finance, or Business.
  • Minimum 3 years in corporate or business lending, or 57 years in secured lending.
  • Financial and commercial acumen.
  • Strong knowledge of credit evaluation, risk management, and collateral.
  • Confident decision-maker with sound analytical thinking who is comfortable working under pressure and enjoys problem-solving.
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    Product Manager • Johannesburg, Gauteng, South Africa