Job title : Manager : Provincial Credit (KZN)
Job Location : KwaZulu-Natal,
Deadline : November 24, 2025
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Purpose Statement
To evaluate and manage the credit and associated risks within an allocated portfolio in Business Bank through leading, driving and inspiring a team of Credit and Senior Credit Managers responsible for providing credit support, from origination and assessment, on an Intuitive basis, to ongoing risk management.To integrate and manage the credit function by ensuring that the quality of credit risks across the regions are aligned to the Bank’s risk appetite, which includes minimising the risk of loss through bad debts, while maximising profits and applying risk-based pricing, where appropriate.To evaluate, manage and monitor the credit and associated risks within a complex and high value portfolio (in addition to the supervision and management of the provincial portfolios).Experience
Minimum :
At least 3 years’ experience at Senior Management Level7 years Credit Management experience, within the Commercial and Business marketsPrevious supervisory or leadership experienceIdeal :
3+ years’ experience at Senior Management Level7+ years Credit Management experience, within the Commercial and Business marketsQualifications (Minimum)
Bachelor's Degree in Accounting - Financial Accounting or Credit ManagementQualifications (Ideal or Preferred)
Honours Degree in Accounting - Financial Accounting or Credit ManagementKnowledge
Minimum :
Commercial, business and financial principles and practicesPeople ManagementChange ManagementProject ManagementGovernance and risk management principlesBusiness processes, policies and systemsApplication of relevant credit and risk legislation in an organisation (NCA, CPA, Companies Act, Insolvency Act, etc.)Impact of regulatory bodies (BASA, SARB, SACCRA, NCR, and FIC) on the functioning of an organisationSkills
Commercial Thinking SkillsDecision making skillsLeadership SkillsManagement skillsProblem solving skillsAccounting / Financial Services jobs