Credit Analyst (Prescient Investment Management)
Prescient LimitedCape Town, Western Cape, South Africa30+ days ago
Job descriptionDocument research, processes, and model validation. Apply established models to compute default probability scores. An analyst would be required to make an analytical argument on the change thereto over time, highlight downside risks for the foreseeable future, and rank & compare to industry peers. Use PIM sector-specific financial scorecards to analyse the creditworthiness of companies and their sub-factor drivers of the credit score, incorporating ESG analysis. Perform in-depth analysis and research to assess and monitor the creditworthiness of borrowers / issuers over the term of the exposure. Understand market dynamics (e.g., credit supply / demand) and company fundamentals influencing PIM’s credit investments. Monitor the risk-adjusted return of the credit universe, build and oversee portfolio optimization models, and make recommendations to enhance credit portfolio performance. Engage in counterparty interactions as part of the role. Assess credit opportunities, including exposure to assets in Infrastructure Funds (monitoring and new opportunities). Originate debt investments via new and existing borrowers, liaising with bond issuers, DCM teams, arrangers, and rating agencies. Provide input into the development of broader responsible investment policies, ESG methodologies, and impact strategies. Validate investment models and monitor portfolio performance and accuracy. Contribute to research and development of new models and techniques. Document research, processes, and model validation. Ensure the accuracy and currency of information used in the process. Follow a collaborative approach aligned with the Prescient value system. Be proactive in generating new research and participating in debates. Suggest and implement process enhancements to improve / create efficiencies. Contribute positively and adopt a solutions-driven mindset. University Post Graduate Degree (Science / Engineering / Finance) / Masters. CA (SA) with articles will be advantageous (Financial Services / Financial Engineering Group experience). CFA / Studying towards CFA; and / or Masters equivalent. Advanced Excel skills and model building. Prior experience in Private Debt, Hybrid Debt, Project Finance will be advantageous. Ability to generate ideas and think logically. Structured work style, attention to detail and accuracy is of the utmost importance. Aptitude in decision-making and problem-solving. Excellent interpersonal skills, excellent communication skills oral and written. Strong ability to manage complex processes and focus on business outcomes in a complex uncertain environment. Strong work ethic, self-motivated, driven and results oriented. Ability to listen and respond to new ideas, input and diverse perspectives. High levels of self-confidence, assertive as well as healthy levels of EQ. Must be able to manage workflow on longer-term research projects. Energetic problem-solver. Ability to demonstrate an advanced degree of technological competence. Passionate about investments. you are not a person prohibited under the laws of your country from accessing the information on the investment products and services referred to herein; by accessing this website you will not contravene or cause Prescient to contravene any law that seeks to regulate the promotion of financial products either in the country of your residence or in the country in which you are viewing this website; and any investment which you may place with or through Prescient is based solely on your own enquiry and initiative and is not due to any offer or solicitation by Prescient.
Credit Analyst (Prescient Investment Management)
The candidate will be part of the Credit team responsible for the Prescient Credit funds. To utilise PIM credit philosophy process by employing quantitative analysis in asset selection, pricing and managing of credit portfolio.
DUTIES & RESPONSIBILITIES
Key Objective
The key objective is the development of analytics tools and strategies, as well as the improvement and extension of PRIME for the Credit Funds.
Quantitative Analysis :
- Assist in defining the PRIME framework and incorporate current analytics tools and reporting.
Develop processes and analytics tools to monitor model and portfolio performance and accuracy.
Research and develop models and techniques.
Credit Research and Analysis :
Credit Management :
Investment Analysis :
Credit Process Development and Advancement :
Team Interaction :
The key objective is to work on a collaborative basis, ensuring that the team remains cohesive and successful. The analyst is expected to :
REQUIRED QUALIFICATIONS AND EXPERIENCE
KEY COMPETENCIES
WHY THIS ROLE?
This is your opportunity to be responsible for credit research & credit portfolio risk analysis. The role is well suited for an individual with strong technical skills, a qualified CA(SA) and / or currently completing CFA studies (or masters equivalent).
A great role with excellent growth potential and exposure to various asset classes.
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Credit Analyst • Cape Town, Western Cape, South Africa
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