Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this.
Job Description
We are seeking a highly skilled Full Stack Developer to join our Credit team. The successful candidate will play a key role in building, integrating, and maintaining credit-related systems and services, including credit bureau integrations, decisioning engines (FICO / SAS), and APIs that underpin our lending capabilities. This role requires a strong technical foundation across frontend and backend development, as well as platform engineering with deep experience in financial services and credit systems.
KEY RESULT AREAS
Design, develop, and maintain APIs for credit origination and onboarding, credit bureau integrations, and decisioning engines (FICO, SAS).
Build and maintain scalable full-stack solutions (backend services and front-end applications) to support credit workflows.
Build and maintain models, reporting and dashboards
Work closely with credit analysts, data scientists, and product managers to translate business requirements into technical solutions.
Implement robust integration patterns with external credit bureaus and internal decisioning platforms.
Ensure data accuracy, compliance, and security in all credit-related systems.
Collaborate with DevOps, platform, and site reliability engineering teams to ensure scalable and resilient deployments.
Participate in code reviews, testing, and QA to enforce engineering best practices.
Monitor and optimize system performance, identifying and resolving bottlenecks.
Stay up to date with regulatory and compliance requirements in the credit domain
ROLE REQUIREMENTS
Relevant tertiary qualification
Cloud certification (AWS and Azure)
Cloud & DevOps : Familiarity with AWS,Azure
5 years experience
Full Stack Development : Strong experience in backend (Java, C#, Python, or Node.js) and frontend frameworks (React, Angular, or flutter).
API Development : Proven experience in designing, building, and managing APIs.
Credit Bureau Integration : Hands-on experience integrating with major credit bureaus (Experian, TransUnion, Equifax, Compuscan, etc.).
Decisioning Engines : Practical knowledge of FICO, SAS, or similar credit decisioning platforms.
Databases : Proficiency in SQL and NoSQL databases (PostgreSQL,DynomoDB, etc.).
Cloud & DevOps : Familiarity with AWS,Azure Docker, Kubernetes, CI / CD pipelines. Required to do deployments after hours.
Testing & QA : Strong understanding of unit testing, integration testing, and regression testing in financial systems.
Security & Compliance : Knowledge of data privacy (e.g., POPIA, GDPR) and financial services regulations.
Operational support and after hours support on a rotation basis.
Skills
Action Planning, Application Development, Business Process Design, Computer Literacy, Data Management, Data Modeling, Evaluating Information, Identifying Customer Needs, Information Technology (IT) Support, Market Analysis, Oral Communications, Product Development, Technical Support, Technical Troubleshooting, Test Case Management, User Requirements Documentation, Web Development
The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.
The Old Mutual Story!
Old Mutual is a premium African financial services organisation that offers a broad spectrum of financial solutions to retail and corporate customers across key market segments in 14 countries. The lines of business include Life and Savings, Property and Casualty, Asset Management and Banking and Lending. We are rooted in our purpose of Championing Mutually Positive Futures Every Day and believe that a great customer experience is anchored in a great employee experience.