Credit Risk Analyst

Overview

PayJustNow is on the hunt for an early-career Credit Risk Analyst to help us shape the future of inclusive finance in South Africa. While we're known for our BNPL offering, our ambitions span far wider, touching lending, insurance, and other financial products that improve lives. This is not your average credit risk role.

What You’ll Be Doing

You'll be working across multiple product lines, engaging with diverse stakeholders, and helping build scalable, data-driven risk frameworks that support innovation and responsible growth.

• Integral to the development of credit risk strategies across multiple product verticals.
• Build and refine monthly credit risk packs and predictive models.
• Collaborate with internal teams and external partners to ensure seamless execution of risk strategies.
• Monitor key metrics, collections performance, and champion‑challenger tests.
• Use data to solve complex business problems across profitability, marketing, and operations.
• Provide strategic insights to senior leadership and contribute to cross‑functional projects.

What You’ll Bring

What We Value

Why Join Us?

At PayJustNow, you’ll be part of a passionate team building tech that matters.

You’ll work on products that touch real lives, in a culture that values innovation, collaboration, and impact. Ready to shape the future of fintech with us?

Apply now or tag someone who’d be perfect for this role

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