Manager, Credit Risk Strategy, Portfolio

Overview

Business Segment : Personal & Private Banking

Location : ZA, GP, Johannesburg, 30 Baker Street

Responsibilities

Lead and manage the Lending Strategy and Data Automation team to enhance the credit decision-making process and simplify and automate the Portfolio team data infrastructure and reporting processes. You will be responsible for the monitoring, enhancement and development of the Lending credit risk strategy across various Loan products to continuously work toward improvements in the credit decision-making process. You will lead a talented analytics and data engineering team using large data sets to provide in-depth data-driven insights and trends over time to influence the credit strategy design and drive actionable initiatives to create sustainable growth of the Loans portfolio. With the ability to cross collaborate across teams and present your findings and proposals to key stakeholders and committees, you will drive the creation of effective credit strategies, identification and improvement of processes and support your team members in executing these key initiatives. Your role and analysis performed within the team will be key in directly impacting new business default performance against risk appetite, with your recommendations pivoting the optimization and improvement in credit performance.

Qualifications

• Completed Matric
• A post-graduate degree is advantageous, in Mathematical Sciences, Risk Management, Quantitative Studies.

Experience

Additional Information

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