Data Scientist II - Pricing

Data Scientist II - Pricing

Join to apply for the Data Scientist II - Pricing role at FNB South Africa.

Role Overview

We are seeking a strategic and analytically driven Data Scientist II to join our Credit Risk team. This role focuses on using predictive modeling to inform and shape business strategies across the credit lifecycle. The successful candidate will work closely with business teams to translate data insights into actionable strategies that drive growth, manage risk, and improve customer outcomes.

Key Responsibilities

• Develop and implement predictive models to support strategic initiatives such as risk-based pricing of loans, profitability modeling, risk appetite setting, early warning systems for delinquency and customer retention and churn prediction.
• Collaborate with business stakeholders (e.g., Credit, Product, Collections, Marketing) to embed model-driven insights into strategic planning and operational execution.
• Translate complex analytical outputs into clear, actionable recommendations for non-technical audiences.
• Monitor and maintain model performance, ensuring relevance and accuracy over time.
• Maintain and improve models used to identify profitability at an individual customer level.
• Document model development and validation processes for internal governance and external regulatory review.
• Contribute to the design of data-driven strategies that enhance portfolio performance, customer experience, and risk management.

Qualifications And Experience

Job Details

Applications will not be accepted on the following date and onwards; kindly submit applications ahead of the closing date indicated below.

Closing date : 30 / 10 / 25.

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose it to other parties.

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