Credit Analyst | Randburg

Job Description

As a Credit Analyst, you will analyse financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback to the Credit Committee.

The candidate will be expected to :

Engage and interview the entrepreneurs

Prepare credit papers for review

Use inhouse and external rating agency credit rating tools and other economic indicators

to supplement analysis

Prepare detailed evaluation reports, assess cashflow forecasts and prepare a balanced view credit paper to the Credit Committee

Oversee and evaluate these lending / investment decisions

Conduct on-site evaluation missions

Perform ongoing risk management activities on successfully funded SME's

Desired Skills and Experience

Preferable the candidate should have an undergraduate Commerce or Engineering degree or a Politics, Philosophy and Economics (PPE) degree.

Worked in a family business

Ability to take initiative, learn quickly and strive for results

Excellent communication skills (verbal and written)

Strong team player and motivator

Analytical mind, organized, attention to details

Project management skills

Techno savvy

Required Disposition

A keen interest in SMEs, impact investing and socio-economic growth

Someone who wants to make a contribution to South Africa

Someone who is self-aware

Big picture thinker, but with an eye for detail

Curiosity with constant holistic learning