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Senior Credit Analyst

Senior Credit Analyst

NedbankJohannesburg, ZA
11 days ago
Job description

Job title : Senior Credit Analyst

Job Location : Gauteng, Johannesburg

Deadline : November 22, 2025

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Job Purpose

  • To provide support services to the credit community on matters relating to credit bureaus, the data and systems and contribute to the optimisation of the credit portfolio in line with Nedbank’s strategic objectives.

    • Job Responsibilities

  • Developing and providing meaningful analytics and reporting / presenting to stakeholders to inform decision making across the credit lifecycle.
  • Manage and resolve credit bureau or service related queries within acceptable timeframes
  • Manage the financial components including analysing the cost, the payment of invoices, usage of services and handling related queries.
  • Serve as a subject matter expert to assist stakeholders on matters relating to the data, processes and regulatory requirements. As well as ensuring Nedbank’s compliance to the appropriate regulations.
  • Responsible for user administration and providing training and support on systems and processes.
  • Monitoring the data quality and drive improvements on the quality of the data. This covers the end to end bureau data lifecycle (across data transmissions, data loading etc)
  • Identify opportunities to improve or enhance processes by identifying and recommending improvements to systems, code, data usage etc to add value to Nedbank.
  • Obtain buy-in for developing new and / or enhanced processes (e.g. operational processes)
  • Drive / support strategic initiatives and adhoc requests
  • Build and maintain effective internal and external stakeholder relationships
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.

    • Minimum Experience Level

  • 5+ years experience within a credit  environment
  • Data mining and analytical skills
  • Technical skills : SAS / SQL / Netezza / Excel / Python
  • Problem solving

    • Preferred Qualification

  • Bachelors Degree.

    • Essential Qualifications - NQF Level

  • Advanced Diplomas / National 1st Degrees

    • Type of Exposure

  • Analysing situations or data that require an in depth evaluation of multiple factors
  • Working with a group and individually to identify alternative solutions to a problem
  • Developing ways to manage risks
  • Building and maintaining effective cross-functional relationships with internal and external stakeholders
  • Analysing and interpreting qualitative and quantitative data
  • Interacting with various levels of management
  • Influencing stakeholders to obtain buy-in for concepts and ideas
  • Comparing two or more sets of information
  • Providing professional advice / opinion
  • Using different approaches in new work situations

    • Technical / Professional Knowledge

  • Banking knowledge
  • Communication Strategies
  • Data analysis
  • Governance, Risk and Controls
  • Industry trends
  • Principles of financial management
  • Relevant regulatory knowledge
  • Relevant software and systems knowledge
  • Research methodology
  • Business Acumen

    • Behavioural Competencies

  • Coaching
  • Communication
  • Continuous Learning
  • Collaborating
  • Work Standards
  • Accounting / Financial Services  jobs
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    Credit Analyst • Johannesburg, ZA