Business Segment : Business & Commercial Banking
Role Overview : To support the Relationship Manager in growing and retaining a portfolio of high-value Premium Business Segment relationships by providing proactive, mobile, and value-adding financial partnership services.
Key Responsibilities :
- Develop a deep understanding of customers’ businesses through regular interactions, including visits to their places of business.
- Utilize client value chain analysis to identify customer needs and deploy appropriate banking and financial solutions.
- Perform complex financial analysis of annual financial statements, management accounts, and cash flow projections.
- Prepare and present agricultural and business finance applications to the credit committee.
- Manage the credit process end-to-end, including collateral management, monitoring, and annual reviews of clients with credit facilities.
Qualifications :
Honours Degree; SAICA Articles / CA(SA) or CIMA qualification is advantageous.FAIS Representative certification.Experience :
At least 4 years in financial management, accounting, or management accounting roles.At least 4 years in credit or financial analysis within Business Banking.Experience or knowledge of agricultural finance is advantageous.Additional Skills & Attributes :
Practical approach to problem-solving.Challenging ideas constructively.Developing expertise and strategies.Understanding banking processes and procedures.Strong business acumen, including audit and customer review processes.Customer understanding and relationship management in Business Banking.#J-18808-Ljbffr