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Analyst, Credit Support, Premium
Analyst, Credit Support, PremiumStandard Bank of South Africa Limited • Cradock, Eastern Cape, South Africa
Analyst, Credit Support, Premium

Analyst, Credit Support, Premium

Standard Bank of South Africa Limited • Cradock, Eastern Cape, South Africa
30+ days ago
Job description

Business Segment : Business & Commercial Banking

Role Overview : To support the Relationship Manager in growing and retaining a portfolio of high-value Premium Business Segment relationships by providing proactive, mobile, and value-adding financial partnership services.

Key Responsibilities :

  • Develop a deep understanding of customers’ businesses through regular interactions, including visits to their places of business.
  • Utilize client value chain analysis to identify customer needs and deploy appropriate banking and financial solutions.
  • Perform complex financial analysis of annual financial statements, management accounts, and cash flow projections.
  • Prepare and present agricultural and business finance applications to the credit committee.
  • Manage the credit process end-to-end, including collateral management, monitoring, and annual reviews of clients with credit facilities.

Qualifications :

  • Honours Degree; SAICA Articles / CA(SA) or CIMA qualification is advantageous.
  • FAIS Representative certification.
  • Experience :

  • At least 4 years in financial management, accounting, or management accounting roles.
  • At least 4 years in credit or financial analysis within Business Banking.
  • Experience or knowledge of agricultural finance is advantageous.
  • Additional Skills & Attributes :

  • Practical approach to problem-solving.
  • Challenging ideas constructively.
  • Developing expertise and strategies.
  • Understanding banking processes and procedures.
  • Strong business acumen, including audit and customer review processes.
  • Customer understanding and relationship management in Business Banking.
  • #J-18808-Ljbffr

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    Credit Analyst • Cradock, Eastern Cape, South Africa

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