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Analyst, Credit Support, Premium

Analyst, Credit Support, Premium

Standard Bank of South Africa LimitedPietermaritzburg, KwaZulu-Natal, South Africa
30+ days ago
Job description

Overview

Business Segment : Business & Commercial Banking

Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio.

Responsibilities

  • To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
  • Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business.
  • Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
  • To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
  • To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
  • Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
  • To build trust, credibility and confidence with Agricultural and Business Clients

Qualifications

Qualification Requirements :

Minimum Degree Requirements, one of the below qualifications or similar :

Preferable / Advantages :

  • Hons Degree
  • SAICA Articles / CA(SA)
  • CIMA Qualified
  • Experience Requirements :

    3 Years experience in the following fields or similar :

  • Credit / Financial Analyst role in Business Banking.
  • Preferable / Advantages :

  • Agricultural Knowledge / Experience
  • Additional Information

  • Adopting Practical Approaches
  • Challenging Ideas
  • Developing Expertise
  • Developing Strategies
  • Banking Process & Procedures
  • Business Acumen (Audit)
  • Customer Acceptance & Review (Business Banking)
  • Customer Understanding (Business Banking)
  • #J-18808-Ljbffr

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    Credit Analyst • Pietermaritzburg, KwaZulu-Natal, South Africa

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