Overview
Business Segment : Business & Commercial Banking
Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio.
Responsibilities
- To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
- Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business.
- Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
- To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
- To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
- Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
- To build trust, credibility and confidence with Agricultural and Business Clients
Qualifications
Qualification Requirements :
Minimum Degree Requirements, one of the below qualifications or similar :
Preferable / Advantages :
Hons DegreeSAICA Articles / CA(SA)CIMA QualifiedExperience Requirements :
3 Years experience in the following fields or similar :
Credit / Financial Analyst role in Business Banking.Preferable / Advantages :
Agricultural Knowledge / ExperienceAdditional Information
Adopting Practical ApproachesChallenging IdeasDeveloping ExpertiseDeveloping StrategiesBanking Process & ProceduresBusiness Acumen (Audit)Customer Acceptance & Review (Business Banking)Customer Understanding (Business Banking)#J-18808-Ljbffr