Job title : Commercial Underwriter -Online
Job Location : Western Cape, Bellville
Deadline : September 28, 2025
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Job Description
Work in this job family stream is concerned with managing commercial risk by providing specialist technical underwriting advice. COE is a highly technical role with strong client focus. The key focus is on underwriting new and existing business to maintain profitability while also creating a platform to aid the growth process.COE’s are responsible for taking sound underwriting decisions through mandates and taking initiative. The COE is a key source of knowledge and leverage to the business at large. COE is the gate keeper of the health of the risk.Principal Accountabilities
Effective underwriting of complex risks (new business, renewals, ad-hoc)Identifying re-insurance and appropriate actionEffective screening actionsProviding quality and correct feedback on high level technical queriesWorking within higher level mandatesOwnership of non-standard commercial productsNegotiating with internal and external clientsBuilding and maintaining relationships at various levels within the organisation including CCC, Distribution and HO underwritingStrong retention (profitability and growth) focusQualification and Experience
A minimum of 10 years underwriting experience within a short-term Commercial insurance industry required.Grade 12FAIS compliant : 120 credits on NQF level 5 (Commercial Lines)Proficiency in MS Word and ExcelSantam Commercial product training (SMK’s)Regulatory Examination (RE)B. Degree / AIISA or comparable short term insurance qualificationExtensive short-term insurance knowledgeRisk Identification and Assessment programme (RIA)A good understanding of contact centre processes, SLA’s and commercial quoting tools.Competencies
Delivering results and meeting client expectationsAbility to cope with conflicting demands and to prioritise tasksAbility to influenceEnterprising and commercial thinkingDeciding and initiating actionRelating and networkingAnalysingApplying expertise and technologyAchieving personal work goals and objectivesContinuous professional developmentResearchingPlanning and organisingWriting and reportingFollowing instructions and proceduresSkills
Good communication and negotiation skillsProficient in Afrikaans and EnglishStrong client service orientationStrong analytical skillsAbility to work under pressureStrong sense of self-managementStrong relationship building and network skills (internal and external parties)Insurance jobs