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Supervisor

Supervisor

Pro PersonnelMidrand, South Africa
11 days ago
Job description

Job Responsibilities :

Loan origination and processing

  • Implement loan origination strategies with lending team
  • Assist team to conduct the application process accurately, within reasonable timelines and according to approved processes
  • Lead more complex transactions
  • Review and recommend funding applications in a timely manner, communicating any deviations, key risks and mitigants
  • Oversee legal agreements and conditions precedent
  • Review and recommend all disbursements
  • Maintain records of loan applications

Monitoring and Collections

  • Actively monitor loans after disbursement according to guidelines and policies
  • Oversee adjustments / extensions and other post investment support
  • Oversee collections and implement collection activities timeously
  • Lead recoveries through internal and external resources (debt collectors)
  • Minimise impairments and bad debts
  • Maintain excellent client relationships and satisfaction levels leading to low attrition
  • Reporting & Compliance

  • Weekly, monthly, quarterly, semi-annually and annual reporting to internal and external stakeholders on lending activities
  • Ensure compliance to applicable laws and regulations
  • Organisation Development

  • Manage team to ensure achievement of goals and client satisfaction
  • Support self-development of team, adherence to mandatory training and continuous learning
  • Contribute to the development and implementation of sound policies and procedures
  • Monitor market conditions and regulatory changes and make recommendations for enhancements to existing policies and procedures
  • Provide support in strategic projects, policy and process improvements initiatives and product development
  • Qualification and Skills Required :

  • Relevant degree or diploma
  • 5+ years credit experience, ideally in lending
  • Analytical skills and attention to details
  • Problem-solving capabilities and excellent organizational and time management skills
  • Proficiency with Microsoft Office and general lending / credit tools
  • Sound credit judgement. Ability to understand the risk return trade-off and come up with well thought-out solutions to mitigate credit risk
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    Supervisor • Midrand, South Africa