Talent.com
Business Judgemental Credit Manager

Business Judgemental Credit Manager

FNB South AfricaPietermaritzburg, KwaZulu-Natal, South Africa
30+ days ago
Job description

Job Description

To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.

To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).

Business Judgemental Credit Manager

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Are You Someone With The Following Skill / abilities

Credit Risk Assessment

  • Ability to analyse complex financial statements and cash flows.
  • Understanding of industry-specific risks and macroeconomic factors.

Financial Analysis

  • Strong grasp of financial ratios, balance sheets, income statements, and cash flow analysis.
  • Ability to assess borrower repayment capacity and financial health.
  • Decision-Making & Judgment

  • Sound judgment in approving or declining credit applications.
  • Balancing risk and reward while aligning with the bank’s risk appetite.
  • Experience in structuring credit facilities to mitigate risk.
  • Regulatory & Compliance Knowledge

  • Familiarity with local and international banking regulations (e.g., Basel III, IFRS 9).
  • Ensuring credit decisions comply with internal policies and external legal requirements.
  • Communication & Negotiation

  • Clear articulation of credit decisions to stakeholders (e.g., credit committees, relationship managers).
  • Skilled in negotiating terms with internal and external stakeholders to reach mutually beneficial outcomes.
  • Portfolio Management

  • Monitoring and managing a portfolio of credit exposures.
  • Proactive management of problem accounts and restructuring when necessary.
  • Analytical & Critical Thinking

  • Ability to synthesize qualitative and quantitative data.
  • Strong problem-solving skills, especially in ambiguous or high-pressure situations.
  • Ethical Standards & Integrity

  • High ethical standards in decision-making.
  • Commitment to responsible lending practices.
  • You Will Be An Ideal Candidate If You

  • Minimum Qualification : Tertiary BCom Qualification, Preferably in Economics, Accounting, Financial Management or Risk Management.
  • Preferred Qualification : CA (SA) / CFA, BCom Honours.
  • Experience : 5 Years banking experience, with at least 3 years managing a portfolio of bankers with an individual credit mandate.
  • Strong judgemental credit experience, exposure to Agriculture clients will be beneficial.
  • Demonstrated ability to build and maintain stakeholder relationships across segments.
  • You Will Have Access To

  • Opportunities to network and collaborate.
  • A challenging working environment.
  • Opportunities to innovate.
  • Job Details

    Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

    26 / 11 / 25

    All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

    #J-18808-Ljbffr

    Create a job alert for this search

    Credit Manager • Pietermaritzburg, KwaZulu-Natal, South Africa

    Related jobs
    • Promoted
    Business Relationship Manager (Talent Pool)

    Business Relationship Manager (Talent Pool)

    FirstRand Namibia LimitedPietermaritzburg, KwaZulu-Natal, South Africa
    Business Relationship Manager (Talent Pool) page is loaded## Business Relationship Manager (Talent Pool)locations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to appl...Show moreLast updated: 30+ days ago
    • Promoted
    Business Judgemental Credit Manager

    Business Judgemental Credit Manager

    WesbankPietermaritzburg, KwaZulu-Natal, South Africa
    Business Judgemental Credit Manager page is loaded## Business Judgemental Credit Managerlocations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : N...Show moreLast updated: 2 days ago
    • Promoted
    Business Judgemental Credit Manager

    Business Judgemental Credit Manager

    RmbwestportPietermaritzburg, KwaZulu-Natal, South Africa
    Business Judgemental Credit Manager page is loaded## Business Judgemental Credit Managerlocations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : N...Show moreLast updated: 2 days ago
    • Promoted
    Strategic Credit Risk Manager – Judgemental Portfolio

    Strategic Credit Risk Manager – Judgemental Portfolio

    FNB South AfricaPietermaritzburg, KwaZulu-Natal, South Africa
    A leading South African bank is seeking a Business Judgemental Credit Manager in Pietermaritzburg.The role involves evaluating and managing complex credit risk and requires strong financial analysi...Show moreLast updated: 1 day ago
    • Promoted
    Business Judgemental Credit Manager

    Business Judgemental Credit Manager

    FirstRand Namibia LimitedPietermaritzburg, KwaZulu-Natal, South Africa
    Business Judgemental Credit Manager page is loaded## Business Judgemental Credit Managerlocations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : N...Show moreLast updated: 2 days ago
    • Promoted
    Claims Handler (Body Corporate)

    Claims Handler (Body Corporate)

    The Legends AgencyKloof, South Africa
    A reputable short-term insurance provider is seeking a.Body Corporate and Sectional Title claims.Handle end-to-end short-term insurance claims, with a focus on Body Corporate and Sectional Title po...Show moreLast updated: 30+ days ago
    • Promoted
    Business Judgemental Credit Manager

    Business Judgemental Credit Manager

    Firstrand Bank IndiaPietermaritzburg, KwaZulu-Natal, South Africa
    Job DescriptionTo evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation...Show moreLast updated: 1 day ago
    • Promoted
    Business Judgemental Credit Manager

    Business Judgemental Credit Manager

    Spane4allPietermaritzburg, KwaZulu-Natal, South Africa
    Business Judgemental Credit Manager page is loaded## Business Judgemental Credit Managerlocations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : N...Show moreLast updated: 2 days ago
    • Promoted
    Senior Judgemental Credit Risk Manager - Strategic Lending

    Senior Judgemental Credit Risk Manager - Strategic Lending

    WesbankPietermaritzburg, KwaZulu-Natal, South Africa
    A financial institution in Pietermaritzburg is seeking a Business Judgemental Credit Manager to evaluate and manage complex credit risk. Responsibilities include mentoring teams, analyzing financial...Show moreLast updated: 2 days ago
    • Promoted
    Senior Judgemental Credit Risk Manager - Strategic Lending

    Senior Judgemental Credit Risk Manager - Strategic Lending

    FirstRand Namibia LimitedPietermaritzburg, KwaZulu-Natal, South Africa
    A leading bank in South Africa is seeking a Business Judgemental Credit Manager in Pietermaritzburg.The role includes evaluating complex credit risks and mentoring internal teams.Candidates should ...Show moreLast updated: 2 days ago
    • Promoted
    Senior Judgemental Credit Risk Manager - Strategic Lending

    Senior Judgemental Credit Risk Manager - Strategic Lending

    RMBPietermaritzburg, KwaZulu-Natal, South Africa
    A leading financial institution in Pietermaritzburg is seeking a Business Judgemental Credit Manager.You will evaluate and manage credit risk, support stakeholders, and mentor teams while ensuring ...Show moreLast updated: 2 days ago
    • Promoted
    Senior Judgemental Credit Risk Manager - Strategic Lending

    Senior Judgemental Credit Risk Manager - Strategic Lending

    FNB NamibiaPietermaritzburg, KwaZulu-Natal, South Africa
    A leading financial institution in Pietermaritzburg is seeking a Business Judgemental Credit Manager to evaluate and manage complex credit risks. The ideal candidate will have a BCom degree and at l...Show moreLast updated: 2 days ago
    • Promoted
    Client Portfolio Exec : Growth & Credit Strategy

    Client Portfolio Exec : Growth & Credit Strategy

    RmbwestportPietermaritzburg, KwaZulu-Natal, South Africa
    A leading financial services firm in Pietermaritzburg is seeking a Client Portfolio Executive to manage and grow a portfolio of high revenue business clients. The position demands strong sales and c...Show moreLast updated: 2 days ago
    • Promoted
    Business Judgemental Credit Manager

    Business Judgemental Credit Manager

    RMB Nigeria LimitedPietermaritzburg, KwaZulu-Natal, South Africa
    Business Judgemental Credit Manager page is loaded## Business Judgemental Credit Managerlocations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : N...Show moreLast updated: 2 days ago
    • Promoted
    Business Judgemental Credit Manager

    Business Judgemental Credit Manager

    FNB NamibiaPietermaritzburg, KwaZulu-Natal, South Africa
    Business Judgemental Credit Manager page is loaded## Business Judgemental Credit Managerlocations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : N...Show moreLast updated: 2 days ago
    • Promoted
    Business Relationship Manager (Talent Pool)

    Business Relationship Manager (Talent Pool)

    FNB South AfricaPietermaritzburg, KwaZulu-Natal, South Africa
    To strategically and operationally manage and grow a portfolio of high revenue generating clients.These responsibilities include the key relationship management of these key clients, seeking, ident...Show moreLast updated: 30+ days ago
    • Promoted
    Business Relationship Manager (Talent Pool)

    Business Relationship Manager (Talent Pool)

    RmbwestportPietermaritzburg, KwaZulu-Natal, South Africa
    Business Relationship Manager (Talent Pool) page is loaded## Business Relationship Manager (Talent Pool)locations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to appl...Show moreLast updated: 30+ days ago
    • Promoted
    Business Relationship Manager (Talent Pool)

    Business Relationship Manager (Talent Pool)

    Spane4allPietermaritzburg, KwaZulu-Natal, South Africa
    Business Relationship Manager (Talent Pool) page is loaded## Business Relationship Manager (Talent Pool)locations : Pietermaritzburgtime type : Full timeposted on : Posted Todaytime left to appl...Show moreLast updated: 30+ days ago