Financial Adviser AIFA : Everyday Banking (FAIS)- Bellville

Absa Group LimitedBellville, Western Cape, South Africa

4 days ago

Job description

Job title : Financial Adviser AIFA : Everyday Banking (FAIS)- Bellville

Job Location : Western Cape, Bellville

Deadline : October 31, 2025

Quick Recommended Links

Jobs by Location
Job by industries

Job Summary

To follow the six steps of financial planning in executing the role of a FAIS licensed financial adviser. A professional introduction must be made to introduce the adviser and the services offered by the adviser. Upon client approval the adviser may conduct a Financial Needs Analysis (FNA) in the disciplines of Investment, Life Insurance and Estate planning. Based on the concluded FNA to make recommendations.

To address single or multiple needs identified on behalf of the client. Advice recommendations will must be presented under the license categories for which the adviser is accredited Absa approved product(s) that are deemed will meet the needs of the client. On client acceptance of all or part of the advice, the adviser is required to implement the accepted advice through Absa’s new business processes.

The adviser must conduct regularly review of the client needs to assess continued suitability of implemented solutions. In these reviews, new needs may be addressed and changes to existing plans be proposed to ensure continued solutioning of client needs.

Adviser must continue to ensure ongoing Fit and Proper status to enable them to offer services under an Absa advice license.

Job Description

Key Accountabilities :

Accountability : To establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, product providers and Adviser Support staff)

Participate in reciprocal leads activities and sales / pipeline meetings to identify opportunities for new or repeat business, and fully utilising Absa’s bancassurance structure.

Assess client’s needs through use of recommended needs analysis tools, ensuring that the client is aware of the full value proposition offered by AIFA.

Prepare recommendation and quote for appropriate risk and investment solutions based on the client’s individual needs and profile.

Present recommendation to clients, ensuring that all FAIS regulations are followed regarding advice given.

Follow all the steps in the designated client engagement process as specified by Absa Advisers.

Provide regular feedback to the Regional Manager on actions taken to progress the lead to business.

Network, on an ongoing basis, with all stakeholders in Everyday Banking (PGM’s and Regional Managers) and elsewhere by attending their meetings and social gatherings to position the Absa Advisers' value proposition to the Bank and to the clients

Accountability : Meet sales and / or growth targets

Do activity planning by identifying the clients to be approached / contacted during a particular period in conjunction with Everyday Advice Executive.

Using the leads information provided by the source and or Regional Manager listings, as well as leads sourced through own prospecting activities and determine the client's financial needs.

Make exclusive use of Absa’s Financial Needs Analysis tool (Avalon from Aug 2024 onwards) to conduct a comprehensive Financial Needs Analysis for the client.

Obtain the client's consent to access his / her existing policy information by getting him / her to sign the relevant documents to get a comprehensive view of the client's financial needs.

Discuss various possible solutions and options available with the client and thereafter recommend the most appropriate products and or solution(s) to address financial needs.

Generate and discuss a formal recommendation including product quote(s) for the client.

On acceptance of part or all the advice recommendations, complete the necessary product application forms and ensure that the client signs the forms to indicate his / her consent to engage in a transaction(s).

Gather, generate, and complete all the necessary compliance documentation (e.g., Client Advice Record, copy of ID, Financial Needs Analysis, FICA).

Submit the proposal forms to the relevant product providers for processing.

Accountability : Manage own commission earnings

Capture the correct Policy Relevant Information (PRI) number on the Commission system.

On a monthly basis, check the accuracy of the commission statements received from the Broker Commissions department.

Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements Keep the client database up to date by ensuring that new clients are added to the database.

Follow up on unpaid premiums and lapses by contacting the clients to establish the reasons for the problems Manage the suspense account timeously by clearing it on the system at month end.

Accountability : Practice Management

Ensure that staff members (Adviser Assistants) have a clear understanding of their roles and responsibilities within the adviser practice.

Arrange for staff members to receive the relevant training (Absa programs for the Interns) e.g., systems training, product training and operational training.

Provide coaching and mentoring to assistant(s) with regards to facilitate knowledge and skills development.

Participate performance development (PD) discussions as required by the Absa performance management standards.

Take the necessary corrective actions in cases of underperformance in consultation with the Regional Manager. Implement controls with regards to compliant record keeping in accordance with minimum Absa business standards (i.e. FAIS, FICA, FSB and)

Liaise with Provincial Operations Office) with regards to maintenance of systems and equipment and provision of other services

Complete all the required compliance exams in the specified timeframes (e.g. Anti-Money Laundering, Sanctions, BCM, Basic Financial Crime Concepts).

Remain fit and proper as required for FAIS flagged roles.

Provide monthly feedback to the branch, and Business Bank, regarding non-interest income (seat costs) and cross-selling opportunities

Segment the client base according to profile, income potential and commission income.

Engage with business development strategies with the support of the Regional Manager and our practice management subject matter experts to maximise the sustainability of the adviser practice.

Accountability : Personal Development

Attend all the required training to attain accreditation to market Absa approved products.

Attend all the requisite internal training (i.e FAIS-related programs / courses).

Attain the required FAIS credits in order to attain Fit and Proper status

Ensure that Fit and Proper status is maintained (honesty, integrity, financial solvency)

End Date : October 22, 2025

#J-18808-Ljbffr

Create a job alert for this search

Financial Adviser • Bellville, Western Cape, South Africa

Related jobs

Promoted

Aspiring Financial Adviser (Bellville)

Old Mutual South AfricaCape Town, Western Cape, South Africa

Let's Write Africa's Story Together!.Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this. Aspires to be a Financial Adviser.We are looking for self-motivate...Show moreLast updated: 30+ days ago

Promoted

Aspiring Financial Adviser

Old MutualCape Town, Western Cape, South Africa

Aspiring Financial Adviser ( Claremont) page is loaded.Aspiring Financial Adviser ( Claremont).Apply locations Cape Town posted on Posted Yesterday job requisition id JR-69201.Let's Write Africa's ...Show moreLast updated: 30+ days ago

Promoted

MFC Salaried Financial Adviser

Old Mutual South AfricaCape Town, Western Cape, South Africa

MFC Salaried Financial Adviser.Let’s Write Africa’s Story Together! Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this. Do you have what it takes to work f...Show moreLast updated: 30+ days ago

Promoted

Financial Advisor (Investment Specialist)

Milton ResourcingCape Town, South Africa

My client is a reputable and award-winning independent financial advisory firm with branches in.Johannesburg, Cape Town, and Durban. The firm is known for providing holistic financial planning and w...Show moreLast updated: 4 days ago

Promoted
New!

Financial Adviser AIFA : Everyday Banking (FAIS)

Absa GroupSomerset West, Western Cape, South Africa

Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our f...Show moreLast updated: 4 hours ago

Promoted

Advancing Financial Adviser

Old Mutual LimitedCape Town, Western Cape, South Africa

Advancing Financial Adviser page is loaded## Advancing Financial Adviserlocations : Pinelandsposted on : Posted Todayjob requisition id : JR-72678 • •Let's Write Africa's Story Together! • •Old Mutu...Show moreLast updated: 2 days ago

Promoted

Aspiring Financial Adviser (Bellville)

Old MutualCape Town, Western Cape, South Africa

Aspiring Financial Adviser (Bellville) page is loaded.Aspiring Financial Adviser (Bellville).Apply locations Cape Town posted on Posted Yesterday job requisition id JR-67998.Let's Write Africa's St...Show moreLast updated: 30+ days ago

Promoted

Aspiring Financial Adviser ( Claremont)

Old Mutual South AfricaCape Town, Western Cape, South Africa

Aspiring Financial Adviser (Claremont).Cape Town, Western Cape, South Africa.Join to apply for the Aspiring Financial Adviser (Claremont) role at Old Mutual South Africa. Old Mutual is a firm believ...Show moreLast updated: 30+ days ago

Promoted

Commissioned Financial Adviser

Old Mutual South AfricaCape Town, Western Cape, South Africa

Commissioned Financial Adviser.Be among the first 25 applicants.Commissioned Financial Adviser.Get AI-powered advice on this job and more exclusive features. Let's Write Africa's Story Together!.Old...Show moreLast updated: 30+ days ago

Promoted

Sanlam Financial Adviser Bellville

Sanlam LimitedBellville, Western Cape, South Africa

Sanlam Life Ltd is one of the top financial services providers in the South African market.We’re all about building strong, lasting relationships with our financial advisors.We know that you have h...Show moreLast updated: 30+ days ago

Promoted

Financial Advisor

Merand Corbett & AssociatesSomerset West, South Africa

Provide comprehensive financial planning and advisory services to clients.Develop tailored strategies for investments, retirement planning, risk management, and estate planning.Build and maintain l...Show moreLast updated: 30+ days ago

Promoted

Financial Adviser (Fais)

Absa GroupWellington, Western Cape, South Africa

Empowering Africa’s tomorrow, together…one story at a time.With over 100 years of rich history and a strong local bank with regional and international expertise, a career with our family offers the...Show moreLast updated: 30+ days ago

Promoted

Aspiring Financial Adviser ( Claremont)

Old Mutual LimitedCape Town, Western Cape, South Africa

Let’s Write Africa’s Story Together! Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this. Aspires to be a Financial Adviser.We are looking for self-motivate...Show moreLast updated: 30+ days ago

Promoted

Financial Advisor - Bellville

iMasFinanceBellville, Western Cape, South Africa

Effective marketing of life assurance and funeral products within the Bellville- Cape Town area.Selling of life assurance and funeral policies. Conducting clients needs analysis.Servicing new and ex...Show moreLast updated: 30+ days ago

Promoted

Aspiring Financial Adviser

Old Mutual South AfricaPaarl, Western Cape, South Africa

Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this.The role at a glance is about championing our valued customers to achieve their lifetime goals by ident...Show moreLast updated: 30+ days ago

Promoted

Aspiring Financial Adviser

Old Mutual LimitedPaarl, Western Cape, South Africa

Aspiring Financial Adviser page is loaded## Aspiring Financial Adviserlocations : Paarlposted on : Posted Todayjob requisition id : JR-72689 • •Let's Write Africa's Story Together! • •Old Mutual is ...Show moreLast updated: 30+ days ago

Promoted

Aspiring Financial Adviser (Bellville)

Old Mutual LimitedCape Town, Western Cape, South Africa

Aspiring Financial Adviser (Bellville).Old Mutual is a leading African insurance company seeking self-motivated, dynamic individuals with an entrepreneurial spirit to join the team.The appointment ...Show moreLast updated: 30+ days ago

Promoted

Sanlam Financial Adviser Bellville

SanlamCape Town, Western Cape, South Africa

The purpose of the role is to provide new and existing clients with professional and relevant financial advice, planning and products (sales) that are suited to their needs and requirements.Underta...Show moreLast updated: 30+ days ago