Senior Manager Financial Services
KAL GroupZA26 days ago
Job descriptionReporting to the Group Manager Financial Services, the incumbent will play an integral part in managing the credit risk for the group within a region. You will be a subject matter expert, managing the credit approval process, corporate governance compliance and the credit pipeline activities for specific portfolios. Responsibilities include proper implementation of the credit system and the presentation of credit related reports. Cultivate good relationships with customers and trade to expand the business. BCom degree with financial subjects 6 years related experience in an agricultural retail sector Ability to effectively communicate and / or negotiate with high level of proficiency at all levels Extensive knowledge of credit management processes and controls The GOLD business imperatives displayed below are to be used as key indicators in sourcing competent candidates for this critical role. Implementation of appropriate application scorecards and affordability models Ability to execute in a diverse environment by building a deep understanding of the company's products and consumers to develop narratives that translate those concepts to broad consumer audiences and customer experiences Lowering debt risk through negotiating increased securities Execute the lending portfolio and continually optimize risk strategy for acquisition, fraud, and collection Utilise statistical and segmentation tools to develop / optimize acquisition risk strategies for loan products Ability to lead a high impact team and collaborate with different stakeholders Ensures a sound credit risk management culture through awareness amongst the internal and external stakeholders Driving the automation / optimization of credit management processes and control platforms Develop consumer-facing content across a variety of segments to publicise the company's products & brands Dealing with complexity Sound pragmatic judgement Self - awareness Achievement orientation Accounting / Financial Services jobs
Job title : Senior Manager Financial Services
Job Location : Northern Cape,
Deadline : October 30, 2025
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Growth
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Digital Transformation
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The incumbent would need to have the ability to progress and add continuous incremental value – having impact!
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Financial Manager • ZA