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Junior Credit Analyst Johannesburg North

Junior Credit Analyst Johannesburg North

Sydsen RecruitRandburg, Gauteng, South Africa
30+ days ago
Job description

Junior Credit Analyst - Johannesburg North

Reference : DT -RA-1

Duties & Responsibilities

Our Client is looking for a Junior Credit Analyst to join their team in their Head Office situated in Johannesburg North.

POSITION SUMMARY :

Will be responsible for administrative tasks assisting a loan originator / a loan originator in training. This person must be exceedingly well organized, efficient and resourceful. The ability to interact with staff (at all levels) in a fast-paced environment, sometimes under pressure, remaining flexible, proactive, resourceful and efficient, with a high level of professionalism and confidentiality is crucial to this role.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

The essential functions include, but are not limited to the following :

  • Gather and compile time-sensitive, confidential information
  • Transition files into processing
  • Input accurate, verified loan information into systems as applicable
  • Ensure all loan documentation is complete, accurate and compliant with company policy
  • Verify all loan documents including income, credit, appraisal and title information
  • Obtain an accurate and thorough 1003.
  • Obtain executed disclosures within regulations time frame.
  • Obtain accurate AUS findings.
  • Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
  • Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
  • Manage client and referral partner databases.
  • Perform other duties as assigned.

MINIMUM QUALIFICATIONS (KNOWLEDGE, SKILLS, AND ABILITIES) :

  • High school diploma or GED equivalent, must also be 18 years or older.
  • Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
  • Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
  • Excellent customer service, interpersonal, verbal and written communication skills.
  • Intermediate math skills.
  • Strong detail orientation and highly organized.
  • Demonstrate patience and professionalism when interacting with both internal and external customers.
  • A clear credit record must be maintained in this position and it shall be subject to intermittent and / or random credit checks; and
  • Any incumbent may not be an unrehabilitated insolvent.
  • Package & Remuneration

    Monthly

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    Credit Analyst • Randburg, Gauteng, South Africa