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Business Judgemental Credit Manager

Business Judgemental Credit Manager

FNB South AfricaPort Elizabeth, ZA
7 days ago
Job description

Job title : Business Judgemental Credit Manager

Job Location : Eastern Cape, Port Elizabeth

Deadline : November 30, 2025

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Job Description

  • To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.
  • To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).
  • Hello Future Business Judgmental Credit Manager

  • to recommend a credit decision within the mandate by app
  • Assess and approve credit in terms of approved mandate to minimise credit risk to the business
  • Manage the credit approval process
  • Develop, encourage and nurture collaborative relationships within business across Product Houses and and / or across the FRG Approve or recommend counterparty exposure across multiple products
  • Manage credit risk at origination on an ongoing basis
  • Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
  • Ensure that credit approvals are conducted within governance (legislative and audit), processes and mandate requirements
  • Ensure average approval turnaround time against target to ensure retention of clients
  • Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications
  • Assess and evaluate credit risk through quantitative and qualitative analysis
  • consistently and in accordance with the bank's credit policies to monitor existing exposures and recommend credit decisions
  • You will be an ideal candidate if you :

  • Have abstained your CA or B Degree equivalent with Enterprise segment experience (Preferably 2-5 years minimum).
  • Are you someone who can :

  • Support the Account Executive by managing and administering a portfolio of clients including the application of an approval and ongoing quality risk management of the clients' credit facilities
  • Deliver exceptional service through educating the client, offering an appropriate solution and ensuring the relationship is maintained
  • Advise on and provide support to ensure the effective resolution of customer queries in order to ensure customer satisfaction and retention
  • Continuously monitor actual process turnaround times and quality standards and resolve issues speedily to enhance effective client service delivery
  • End Date : November 6, 2025

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