Head, Business and Commercial Banking Credit, Africa Region & Offshore

Head, Business and Commercial Banking Credit, Africa Region & Offshore

Job Overview

Business Segment : Business & Commercial Banking

Location : ZA, GP, Johannesburg, 30 Baker Street

A strategic Risk leadership role to drive a Centrally organised and regional executed credit risk operating model across 14 African countries and Standard Bank Offshore working in partnership with senior Country, regional and BCB business and Credit stakeholders. The operating model includes inter alia the setting of credit risk appetite aligned to strategic portfolio strategies and the development of in country capabilities to decision on credit and provide the necessary account management.

The individual will be appointed to the BCB Risk Executive Committee with the requirement to contribute to the strategic intent of the broader Risk function in BCB and will report to the Chief Risk Officer : BCB.

Three Regional Heads of Credit will report into the incumbent. The role is an office-based role in Johannesburg with the expectation that the individual will travel to markets in which BCB is represented.

Qualifications

Type of Qualification : Post Graduate Degree

Field of Study : Commerce, Law, Engineering, Actuarial

Experience Required

Credit Risk – BCB

Risk & Corporate Affairs

More than 10 years

10 years' plus experience, including 5-7 years as a credit operations or portfolio manager in credit. Prior experience with portfolio management, cash flow lending principles, credit workflow management tools and automated decisioning technology recommended. An in-depth experience in building business capabilities in financialinstitutions, risk management and strategic stakeholder relationships important with the aim of driving Business Strategy to drive better customer outcomes and financial results.

Additional Information

• Strong leadership quotient
• Relationship building at a senior level across cultures
• Building capabilities to drive outcomes with an impact at a customer level and financial level for BCB
• Challenging Ideas leading to constructive outcomes
• Developing and executing on strategies
• Driving and embracing Change
• Empowering Individuals to drive personal development and growth
• Making Impactful Decision driving better customer and financial outcomes
• Credit Assessment & Approval
• Credit analytics
• Driving credit strategies on a forward-looking basis in a constantly evolving environment aligned to business strategy
• Distressed debt solutioning, leading to better customer outcomes and reduced impairments

Please note : All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on

Please note : All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on or

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