Junior Credit Analyst job vacancy in Johannesburg.
A specialist asset and equipment finance provider that supports SME businesses seeks a recent graduate to take up the role of Junior Credit Analyst.
You will manage application screening, data accuracy and initial risk checks while receiving hands‑on coaching and guidance.
Location : Rosebank, Johannesburg (Office-Based).
Salary : R30 000 to R35 000 per month.
Minimum Requirements :
- Completed and relevant BCom or BSc degree
- Recent graduate who wants to build a long-term career
- Ability to work accurately under pressure
- Ability to manage multiple tasks and meet deadlines
- Strong written and verbal communication skills
- Confident interpersonal skills to liaise with internal and external stakeholders
- High attention to detail with an analytical mindset
- Comfortable working with CRM or similar systems for capturing applications
- Vibrant, enthusiastic personality that brings energy into the team
Duties and Responsibilities :
Capture, verify, and quality-check all incoming credit applications with complete accuracyAssess documentation for completeness, consistency, and alignment with scorecard requirementsAnalyse bank statements, financial statements, and supporting documents to identify affordability, risk indicators, and application viabilityConduct thorough credit bureau checks and interpret results to guide recommendationsValidate supplier information, equipment values, and transaction legitimacyCommunicate confidently with sales teams, brokers, suppliers, and clients to obtain missing information and provide clear updatesForm early‑stage credit views based on data, patterns, and red flags, and elevate findings appropriatelyTrack applications through the full process to ensure SLA and turnaround targets are metPrepare information packs, summaries, and inputs that contribute to the compilation of full credit papersWork closely with the credit team to ensure decisions are informed, well supported, and documentedContribute to continuous improvements in application processes, document control, and workflow efficiency#J-18808-Ljbffr