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Junior Credit Analyst
Junior Credit AnalystKontak Recruitment • Johannesburg, Gauteng, South Africa
Junior Credit Analyst

Junior Credit Analyst

Kontak Recruitment • Johannesburg, Gauteng, South Africa
3 days ago
Job description

Junior Credit Analyst job vacancy in Johannesburg.

A specialist asset and equipment finance provider that supports SME businesses seeks a recent graduate to take up the role of Junior Credit Analyst.

You will manage application screening, data accuracy and initial risk checks while receiving hands‑on coaching and guidance.

Location : Rosebank, Johannesburg (Office-Based).

Salary : R30 000 to R35 000 per month.

Minimum Requirements :

  • Completed and relevant BCom or BSc degree
  • Recent graduate who wants to build a long-term career
  • Ability to work accurately under pressure
  • Ability to manage multiple tasks and meet deadlines
  • Strong written and verbal communication skills
  • Confident interpersonal skills to liaise with internal and external stakeholders
  • High attention to detail with an analytical mindset
  • Comfortable working with CRM or similar systems for capturing applications
  • Vibrant, enthusiastic personality that brings energy into the team

Duties and Responsibilities :

  • Capture, verify, and quality-check all incoming credit applications with complete accuracy
  • Assess documentation for completeness, consistency, and alignment with scorecard requirements
  • Analyse bank statements, financial statements, and supporting documents to identify affordability, risk indicators, and application viability
  • Conduct thorough credit bureau checks and interpret results to guide recommendations
  • Validate supplier information, equipment values, and transaction legitimacy
  • Communicate confidently with sales teams, brokers, suppliers, and clients to obtain missing information and provide clear updates
  • Form early‑stage credit views based on data, patterns, and red flags, and elevate findings appropriately
  • Track applications through the full process to ensure SLA and turnaround targets are met
  • Prepare information packs, summaries, and inputs that contribute to the compilation of full credit papers
  • Work closely with the credit team to ensure decisions are informed, well supported, and documented
  • Contribute to continuous improvements in application processes, document control, and workflow efficiency
  • #J-18808-Ljbffr

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    Credit Analyst • Johannesburg, Gauteng, South Africa

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