Talent.com
Credit & Pricing Analyst
Credit & Pricing AnalystBlack Pen Recruitment • Cape Town, Western Cape, South Africa
Credit & Pricing Analyst

Credit & Pricing Analyst

Black Pen Recruitment • Cape Town, Western Cape, South Africa
4 days ago
Job description

Our client is an innovative pay-as-you-go solar startup. They make life better for everyday households in Africa where they build amazing tech to help bring access to energy internet and opportunity to people who otherwise wouldnt. Our client is a dynamic hardworking team that values flexibility and focuses on results over office hours. They are resourceful and budget-conscious whether they are traveling or working. They believe in resilience self-reliance and long-term sustainability. With our client your career growth is driven by your ambitions from expanding your role to exploring new areas of the business.

Location : Cape Town South Africa

Work Type : Hybrid

Job Type : Full time / Permanent

Requirements

  • Education : Bachelors or Honours degree in Actuarial Science Statistics Data Science Mathematics or a related quantitative field.
  • Technical Skills : Strong proficiency in SQL for data extraction and manipulation. Advanced skills in Python or R for statistical analysis modelling and data visualization (e.g. scikit-learn pandas seaborn). Experience in building and maintaining credit scorecards pricing models or complex financial forecasts. Familiarity with data visualization or dashboarding tools (e.g. Tableau Power BI) is a plus.
  • Soft Skills : Strong analytical and problem-solving abilities. A highly commercial mindset with a focus on business impact. Excellent communication skillsyou must be able to explain complex quantitative concepts to non-technical stakeholders. Combines high intellectual horsepower with a practical hands-on approach. Must have an adventurous spirit and be willing to travel to our operating countries to engage directly with local teams and understand on-the-ground realities.
  • Experience : 2-5 years of relevant experience in a credit risk pricing or data science role preferably within fintech lending or financial services.

Skills Required

  • SQL
  • Python or R
  • Statistical Modelling
  • Credit Risk Analysis
  • Financial / P&L Modelling
  • Responsibilities

  • As a Credit & Pricing Analyst with our you will be at the center of our mission to achieve sustainable profitability. You will report to the Group Head of Credit and take ownership of the analytical engine that drives our credit and pricing strategies. You will :
  • Drive Profitability Through Data : Develop monitor and refine our pricing models to consistently achieve profitability targets. You will model the P&L impact of changes to pricing credit policies and commission structures.
  • Credit Performance Forecasting : Build and maintain models to forecast key credit metrics including repayment rates and portfolio losses. Your forecasts will be a critical input for financial planning and strategic decisions.
  • Enhance our Credit Risk Models : Analyse diverse customer and behavioural datasets to build backtest and improve our automated credit scoring and risk-bucketing systems.
  • Explore New Opportunities : Explore test and prototype new analytical models and data-driven projects to uncover opportunities for improving business performance and customer outcomes.
  • Deliver Actionable Analysis : Go beyond just building models. You will investigate portfolio trends identify drivers of good and bad performance and provide clear actionable recommendations to in-country teams.
  • Own Commercial Outcomes : Being an analyst with our client is not about staying in a spreadsheet. Youll be expected to own business outcomes understand the second-order effects of your models on our sales and underwriting teams and do work beyond pure analysis to make things happen.
  • Additional benefits :

  • Great offices at the V&A Waterfront
  • Opportunity to participate in their ESOP within your first year
  • Exciting travel to the countries we operate in
  • Hybrid flexibility : spend at least half your time at office you decide when
  • Annual team retreats
  • Flexible paid time off
  • Why work with our client

    Our client offers the stability of a large company with the culture of a tight-knit start-up. While our client employs more than 1000 people across the continent the core management team in Cape Town South Africa is an agile talented group of less than 30. No matter your age or level of experience youll be given large responsibilities from Day 1 and expected to be a self-starter and self-teacher. While expectations are high so is the level of support : they foster a culture where colleagues from across the business are eager to support and learn from one another.

    Key Skills

    Inventory Control,Microsoft Access,Math,Pivot tables,Pricing,Analysis Skills,Computer Literacy,Cost Accounting Standards,Microsoft Excel,Financial Analysis,Contracts,Analytics

    Employment Type : Full Time

    Experience : years

    Vacancy : 1

    Create a job alert for this search

    Credit Analyst • Cape Town, Western Cape, South Africa

    Related jobs
    Lead Generator

    Lead Generator

    HR Genie • Table View, South Africa
    Researcher Corporate Meeting Development.Basic Salary : R12,000 R20,000 per month (based on experience).Computer & Internet Allowance : R1,000 per month. Bonus : 2% on paid-up deals (meetings per...Show more
    Last updated: 30+ days ago • Promoted
    Intermediate QA Analyst

    Intermediate QA Analyst

    WatersEdge Solutions • Stellenbosch, South Africa
    Remote (South Africa-Based, with Quarterly In-Person Team Events in Stellenbosch).SaaS | Digital Product Development | Quality Assurance. WatersEdge Solutions is hiring an analytical and detail-orie...Show more
    Last updated: 30+ days ago • Promoted
    Business Analyst

    Business Analyst

    Communicate Recruitment • Stellenbosch, South Africa
    Turn mountains of business data into tidy, meaningful insightslike turning tangled fairy lights into a perfect sparkle strand. Map out processes with the precision of someone whos.Work with cross-fu...Show more
    Last updated: 7 days ago • Promoted
    Financial Analyst

    Financial Analyst

    Network Recruitment • Stellenbosch, South Africa
    Job Experience & Skills Required : .Degree in Finance, Accounting, or related field (BCom / BCom Honours or similar).Completed articles (SAIPA / SAICA / SAIBA) advantageous, but not required.Adva...Show more
    Last updated: 3 days ago • Promoted
    Test Analyst

    Test Analyst

    Communicate Recruitment • Stellenbosch, South Africa
    Analyse business and technical requirements to create effective test plans and test cases.Perform functional, regression, integration, system, and user acceptance testing.Execute manual and (where ...Show more
    Last updated: 5 days ago • Promoted
    Continuous Improvement Analyst

    Continuous Improvement Analyst

    Frank Consult • Brackenfell, South Africa
    A growing organisation is looking for a Continuous Improvement Analyst to join its Process Improvement function in Cape Town. This role is focused on driving operational efficiency, consistency, and...Show more
    Last updated: 2 hours ago • Promoted • New!
    Business Analyst SLS SanlamConnect PG11 Bellville (Rerun)

    Business Analyst SLS SanlamConnect PG11 Bellville (Rerun)

    Sanlam Group • Bellville, ZA
    Job title : Business Analyst SLS SanlamConnect PG11 Bellville (Rerun).Job Location : Western Cape, Bellville.The core purpose of the role is : . To ensure the smooth and effective running of relevant ...Show more
    Last updated: 18 days ago • Promoted
    Investment Specialist

    Investment Specialist

    Outsourced CFO • Bellville, ZA
    Job title : Investment Specialist.Job Location : Western Cape, Bellville.We are recruiting on behalf of our client, for an Investment Specialist in the investment industry.Our client is an entrepre...Show more
    Last updated: 18 days ago • Promoted
    IT Quality Test Analyst (CH1184)

    IT Quality Test Analyst (CH1184)

    CapitalH • Kuils River, South Africa
    Our client, in the Payments and Lending industry, has an opening for an.Testing new and existing features and continuously improving the testing approach to produce more stable software deliverable...Show more
    Last updated: 14 days ago • Promoted
    Creditors Team Leader

    Creditors Team Leader

    CA Financial Appointments • De Bron, South Africa
    One of South Africa's largest freight platforms, focused on innovation and operational excellence in logistics looking for a Creditors Teams Leader. Lead a critical finance function within a dynamic...Show more
    Last updated: 19 days ago • Promoted
    Credit & Pricing Analyst

    Credit & Pricing Analyst

    Pillango Placements • Cape Town, South Africa
    A rapidly growing African scale-up improving everyday lives by providing access to solar energy and smartphones through innovative financing, in-house technology, and broad distribution networks ac...Show more
    Last updated: 4 days ago • Promoted
    Sales and Data Analyst

    Sales and Data Analyst

    The Globevest Group • Stellenbosch, South Africa
    Food and Beverage / Manufacturing.Our client is a beverage manufacturer located in Stellenbosch and they are looking for a Sales and Data Analyst to join their team as soon as possible.The Sales &a...Show more
    Last updated: 30+ days ago
    Data Analyst

    Data Analyst

    Communicate Recruitment • Stellenbosch, South Africa
    Turn messy data into meaningful insights.Build dashboards so beautiful our execs might look at them.Work with cross-functional teams to solve business problems using data-driven magic.Identify tren...Show more
    Last updated: 21 days ago • Promoted
    Business Analyst - Operational Delivery

    Business Analyst - Operational Delivery

    Capitec Bank • Bellville, ZA
    Job title : Business Analyst - Operational Delivery.Job Location : Western Cape, Bellville.To develop and design solutions that the ensures effectiveness of implementation as well as continuous imp...Show more
    Last updated: 10 hours ago • Promoted • New!
    Crypto Investment Analyst (Remote)

    Crypto Investment Analyst (Remote)

    Token Metrics • Cape Town, Other, South Africa, 7100
    Remote
    Crypto Investment Analyst (Remote).As a Crypto Investment Analyst at Token Metrics, you will play a crucial role in identifying and evaluating emerging cryptocurrencies and Web3 projects with the p...Show more
    Last updated: 30+ days ago
    Credit Analyst

    Credit Analyst

    HR Genie • City of Cape Town, South Africa
    Credit and Analytics Executive.We are seeking a highly analytical Credit Analyst with strong data skills and experience in credit risk or financial analysis. The role focuses on analysing large data...Show more
    Last updated: 30+ days ago • Promoted
    Pricing Analyst - Investment

    Pricing Analyst - Investment

    Network Recruitment • Cape Town, South Africa
    Youll join a dynamic investment team in Cape Town where your analytical skills will drive real-world decisions.Expect exposure to South Africa, Namibia, and Botswana markets, a collaborative cultur...Show more
    Last updated: 6 days ago • Promoted
    Decision Support Analyst (CH1183)

    Decision Support Analyst (CH1183)

    CapitalH • Kuils River, South Africa
    Our client, in the Payments and Lending industry, has an opening for a Decision Support Analyst.The purpose of the Decision Support Analyst is to drive business value to our internal and external s...Show more
    Last updated: 14 days ago • Promoted