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Senior Canadian Mortgage Underwriter

Senior Canadian Mortgage Underwriter

SomewhereWorkFromHome, Mpumalanga, South Africa
2 days ago
Job description

Job Overview

Job Title : Senior Canadian Mortgage Underwriter (Remote)

Location : Remote (Preference for Canadian Experience)

Compensation : Negotiable (depending on expertise)

Type : Full-Time, Remote

Start Date : ASAP

About Us

We are a fast-growing Canadian mortgage lending startup, focused on delivering efficient and transparent mortgage solutions across residential sectors. As we prepare to launch our website and expand operations, we’re seeking a Senior Mortgage Underwriter to join our founding team and help shape the foundation of our underwriting processes.

Role Overview

We are looking for a seasoned residential mortgage underwriter with deep knowledge of the Canadian lending landscape. This role involves evaluating mortgage applications across A, B, and private (C) lenders, and playing a key part in building our internal systems and workflows.

Key Responsibilities

  • Conduct thorough residential mortgage underwriting in accordance with Canadian lending guidelines
  • Review and assess borrower profiles, income documents, credit reports, and appraisals
  • Work with a range of lenders, including banks, credit unions, and private lenders
  • Help design and improve underwriting processes and operational workflows
  • Provide input on internal tools and systems as we scale
  • Maintain clear and organized documentation for all underwriting decisions
  • Communicate clearly with internal stakeholders to support decision-making

Requirements

  • Mid to senior-level experience in mortgage underwriting, ideally within Canada
  • Strong understanding of Canadian mortgage products, policies, and lender types (A / B / C)
  • Familiarity with underwriting standards of major Canadian financial institutions
  • Highly adaptable and comfortable working in a startup environment
  • Strong organizational and analytical skills
  • Excellent communication and decision-making ability
  • Ability to work independently and with minimal oversight

    • Preferred Qualifications

  • Prior experience working remotely with distributed teams
  • Familiarity with commercial mortgage underwriting (a plus for future expansion)

    • Why Join Us?

  • Be part of a growing startup with opportunities for career growth
  • Play a foundational role in shaping internal systems and workflows
  • Remote-first environment with flexibility and autonomy
  • Opportunity to grow with the company—future leadership positions available as team expands

    • Seniority level

  • Mid-Senior level

    • Employment type

  • Full-time

    • Job function

  • Finance and Sales

    • Industries

  • Staffing and Recruiting

    • We encourage referrals and notify applicants about new Senior Mortgage Underwriter roles beyond this posting. This role is listed for opportunities including remote work and growth within our expanding team.

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    Underwriter • WorkFromHome, Mpumalanga, South Africa