Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
R 15 866
PAYE (Pay As You Earn)
- R 1 487
UIF (Unemployment Insurance Fund)
- R 159
Total tax
- R 1 646
Net pay
* R 14 220
Marginal tax rate
19.0%
Average tax rate
10.4%
89.6%
Net pay
10.4%
Total tax
Total tax
Net pay
The Taxberg
R 14 220
Net pay
R 317
Tax the employer pays
R 1 646
Tax you pay
Total tax paid
R 1 963
Did you know your employer also pays tax on your salary? It costs the employer R 317 to pay you R 15 866. In other words, every time you spend R 10 of your hard-earned money, R 1.24 goes to the government.
Real tax rate
12.1%
So, with you and the employer both paying tax, what used to be a 10.4% tax rate now rises to 12.1%, meaning your real tax rate is actually 1.7% higher than what it seemed at first.
Summary
If you make R 190 392 a year living in South Africa, you will be taxed R 19 749. That means that your net pay will be R 170 643 per year, or R 14 220 per month. Your average tax rate is 10.4% and your marginal tax rate is 19.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of R 100 in your salary will be taxed R 19, hence, your net pay will only increase by R 81.
Bonus Example
A R 1 000 bonus will generate an extra R 810 of net incomes. A R 5 000 bonus will generate an extra R 4 050 of net incomes.
NOTE* Withholding is calculated based on the tables of South Africa, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.