Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
R 45 835
PAYE (Pay As You Earn)
- R 10 118
UIF (Unemployment Insurance Fund)
- R 177
Total tax
- R 10 295
Net pay
* R 35 540
Marginal tax rate
36.0%
Average tax rate
22.5%
77.5%
Net pay
22.5%
Total tax
Total tax
Net pay
The Taxberg
R 35 540
Net pay
R 635
Tax the employer pays
R 10 295
Tax you pay
Total tax paid
R 10 930
Did you know your employer also pays tax on your salary? It costs the employer R 635 to pay you R 45 835. In other words, every time you spend R 10 of your hard-earned money, R 2.38 goes to the government.
Real tax rate
23.5%
So, with you and the employer both paying tax, what used to be a 22.5% tax rate now rises to 23.5%, meaning your real tax rate is actually 1% higher than what it seemed at first.
Summary
If you make R 550 020 a year living in South Africa, you will be taxed R 123 538. That means that your net pay will be R 426 482 per year, or R 35 540 per month. Your average tax rate is 22.5% and your marginal tax rate is 36.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of R 100 in your salary will be taxed R 36, hence, your net pay will only increase by R 64.
Bonus Example
A R 1 000 bonus will generate an extra R 640 of net incomes. A R 5 000 bonus will generate an extra R 3 200 of net incomes.
Compare average tax
North America
Country 
Net pay
Average tax
Rank
USA
ZAR 449 844
18.2%
1
Canada
ZAR 406 467
26.1%
2
Latin America
Country 
Net pay
Average tax
Rank
Guatemala
ZAR 497 281
9.6%
1
Puerto Rico
ZAR 482 297
12.3%
2
Costa Rica
ZAR 479 517
12.8%
3
Ecuador
ZAR 464 798
15.5%
4
Panama
ZAR 445 855
18.9%
5
Colombia
ZAR 445 461
19.0%
6
Chile
ZAR 439 585
20.1%
7
Mexico
ZAR 420 785
23.5%
8
Peru
ZAR 419 286
23.8%
9
Brazil
ZAR 408 888
25.7%
10
Uruguay
ZAR 397 313
27.8%
11
Argentina
ZAR 357 388
35.0%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
ZAR 426 482
22.5%
1
Angola
ZAR 403 262
26.7%
2
Mozambique
ZAR 397 372
27.8%
3
Kenya
ZAR 394 146
28.3%
4
Ghana
ZAR 381 816
30.6%
5
Ivory Coast
ZAR 379 016
31.1%
6
Nigeria
ZAR 376 364
31.6%
7
Morocco
ZAR 374 033
32.0%
8
Uganda
ZAR 362 812
34.0%
9
Cameroon
ZAR 357 092
35.1%
10
Senegal
ZAR 350 629
36.3%
11
Zambia
ZAR 343 525
37.5%
12
Show more
NOTE* Withholding is calculated based on the tables of South Africa, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.