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Senior Debt Collection Agent

Senior Debt Collection Agent

Greys PersonneleThekwini North (Umhlanga / Tongaat), South Africa
6 days ago
Job description

Qualifications :

  • Matric (Grade 12) required; a Diploma or Degree in Finance, Credit Management, or Business Administration is advantageous.
  • Minimum 35 years experience in debt collection, with at least 12 years in a senior or supervisory capacity.
  • Knowledge of the National Credit Act, Debt Collectors Act, and POPIA (South African context).
  • Experience in high-volume collections and handling corporate / complex accounts preferred.

Skills and Competencies :

  • Strong negotiation and persuasion skills.
  • Excellent communication (verbal and written).
  • Analytical and problem-solving ability.
  • Ability to handle difficult conversations professionally.
  • Knowledge of debt collection procedures, legal processes, and credit risk management.
  • Strong leadership and mentoring skills.
  • High attention to detail and accuracy.
  • Proficiency in MS Office and debt collection software / CRM systems.
  • Benefits & work setup

  • Medical insurance
  • Uncapped commission and incentives
  • Limited overtime (better balance)
  • WFH after 3 months for proven performers (performance-based
  • Key Responsibilities :

  • Manage a portfolio of high-value or complex delinquent accounts.
  • 4+ years call-centre experience (inbound & outbound) with proven collections / negotiation results
  • Contact debtors via telephone, email, and written correspondence to negotiate repayment plans.
  • Conduct in-depth account reviews, reconciliations, and investigations of overdue accounts.
  • Escalate unresolved cases to legal or external collection agencies where necessary.
  • Mentor, coach, and support junior debt collection agents in best practices.
  • Monitor daily collections performance and contribute to achieving departmental targets.
  • Prepare regular reports on collections progress, debtor performance, and risk exposure.
  • Ensure compliance with debt collection laws, regulations, and company policies.
  • Work closely with internal teams (finance, legal, customer service) to resolve account issues.
  • Maintain accurate records of all collection activities and debtor communications.
  • Target-driven, competitive, resilient under pressure; strong computer navigation
  • Hit hourly / daily / weekly / monthly productivity and QA standards; contribute to team targets
  • Record every interaction accurately, keep data current, and respect POPIA.
  • Negotiate sustainable repayment arrangements and rehabilitate debtors with options approved by clients.
  • Communicate clearly with all stakeholders.
  • How to Apply :

    Create a job alert for this search

    Collection Agent • eThekwini North (Umhlanga / Tongaat), South Africa

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