Join to apply for the Manager : Credit Risk Review & Monitoring role at Nedbank
Job Purpose
Monitoring of the end-to-end credit lifecycle across lending products for Business and Commercial Banking and Rest of Africa, to provide oversight and optimise the quality of the credit portfolio
Job Responsibilities
- To monitor and report on the underlying Credit Risk in Retail and Business Banking and Rest of Africa.
- Monitor quality in Credit processes, credit evaluations and credit judgement.
- Perform adequate post approval / disbursement checks through statistical as well as sampling method.
- Formulate and institutionalise early warning processes at client and portfolio level.
- To provide input into the formulation of appropriate credit risk policies and procedures.
- To monitor whether credit policies and guidelines are complied with.
- Manage credit or service related queries within acceptable timeframes by resolving or reallocating to the subject matter experts.
- Ensure collaborative working relationships through regular, honest engagement with managers and team members.
- Ensure business effectiveness by providing input into systems, processes and policies.
- Understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Create a client service culture through various required interventions.
- Encourage team to generate innovative ideas and share knowledge.
Minimum Experience Level
Banking Regulatory and Process experience including product knowledge.At least 10 years’ experience, of which 5 years must be in a banking environment within Retail and / or Business Banking specifically credit management.Understanding of specialised finance credit assessment processes.Understanding of banking regulations, specifically the role of NCR, the SARB, as well as BASA.Retail and Business banking system experience would be an advantageEssential Qualifications - NQF Level
Advanced Diplomas / National 1st DegreesDiplomaPreferred Qualification
Relevant Degree in Accounting or Financial Management or similarType of Exposure
Creating a business plan.Implementing a strategic plan.Investigating and reviewing processes to improve client satisfaction.Coaching and mentoring others.Managing business risksTechnical / Professional Knowledge
Business administration and managementGovernance, Risk and ControlsPrinciples of project managementRelevant regulatory knowledgeStaff resource planningStrategic planningManagement information and reporting principles, tools and mechanismsDisclaimer
Preference will be given to candidates from the underrepresented groups.
Please contact the Nedbank Recruiting Team at
Seniority level
AssociateEmployment type
Full-timeJob function
AdministrativeIndustries : Financial Services and Banking#J-18808-Ljbffr