Senior Payment Specialist – Techno-Functional

Senior Payment Specialist Techno-Functional

We are looking for a highly skilled Senior Payment Specialist (Techno-Functional) to join our digital banking and payments team. This role is ideal for someone who can bridge the gap between business needs and technical execution with strong domain expertise in payments and core banking combined with hands-on technical capabilities.

Key Responsibilities

Lead the design development and integration of payment solutions across core banking systems and third-party platforms.

Conduct business requirement analysis map current vs. target states and define clear techno-functional documentation.

Collaborate with development teams on API and microservices architecture to ensure high performance scalability and compliance.

Oversee the implementation and configuration of SWIFT ISO 20022 and other payment protocols.

Ensure adherence to country-specific regulations and compliance in all payment flows.

Act as a subject matter expert for functional queries while also providing technical direction on implementation and integration.

Drive continuous improvement in payment automation STP rates and system performance.

Support end-to-end testing UAT and deployment across all environments.

Must-Have Skills & Experience

Deep understanding of Core Banking fundamentals and architecture.

Expert knowledge of Payments domain including :

o SWIFT ISO 20022 TCIB and Cross-Border Payments

o CMA regulations and country-specific compliance

o Full payment lifecycle STP / Non-STP flows and various payment types

Strong hands-on experience with payment system integrations particularly with SWIFT / ISO gateways.

High-level technical expertise in :

o APIs and Microservices architecture

o Java SQL Oracle / SQL Server

o Unix / Linux scripting

Proven ability to understand customer business requirements perform GAP analysis and deliver clear techno-functional specifications.

Experience working in agile cross-functional teams and managing complex deliverables.

Good-to-Have Skills

Functional knowledge of Treasury products such as :

o Foreign Exchange (FX) Money Markets (MM) Fixed Income

Experience with real-time payment systems compliance platforms or digital banking transformations.

Familiarity with DevOps CI / CD or cloud-native deployments.

Ready to drive real impact in digital payments We want to hear from you.

Required Skills :

Java SQL Money market Foreign exchange

Key Skills

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Employment Type : Full Time

Experience : years

Vacancy : 1