Job Description
- Adhere to all risk and compliance requirements in terms of any analysis or reporting conducted.
- Adhere to the required compliance, legislative, regulatory, etc. requirements.
- Analyse and identify growing industries / sectors in order to on board new business.
- Analyse, identify and recommend adaption of operational procedures to minimise risk.
- Conduct a needs analysis in companies and sectors in order to develop customized proposals that will meet the company’s requirements for theiremployees.
- Develop tactical plans to optimise sales performance and profitability.
- Enable integrated ways of working and collaboration across the value chain to deliver for the client.
- Ensure alignment to the People and Culture standards with regards to all employee-related matters.
- Ensure detailed insights and analytics are provided on internal and external potential markets in order to target the right customers.
- Ensure financial solutions are suitable for a company’s employees by thinking out of the box and proposing customisation of the banks products by challenging the business rules in the correct forums.
- Ensure that newly opened accounts are handed over to the respective segment owner for further relationship management.
- Ensure the achievement of agreed sales and service targets.
- Identify current and potential employee skill requirements in consultation with the People and Culture function.
- Identify new business opportunities and expands opportunities across existing client base in order to achieve defined financial budgets, through optimal growth of assets and liabilities, transactional, margin management and revenue streams in line with agreed targets.
- Influence target setting based on local knowledge.
- Inspire the team to deliver on the Groups shared purpose and instilling a culture which enables the Group to evolve into a client led platform organisation.
- Present proposed solutions to company / association executives for acceptance.
- Proactively build a well-established, ongoing, value-adding, mutually beneficial bank-at-work service relationship with companies / associations and their employees.
- Proactively identify and follow-up on new business in order to increase market share.
- Provide input into Client Value Proposition (CVP) development, which addresses the needs of customers and industry / sectors, in order to pro-actively acquire quality bulk sales.
- Provide input into talent strategy developed by People and Culture.
- Provide the necessary guidance and support to acquisition teams on risk and compliance matters.
- Review existing sales processes and recommends appropriate changes.
- Set the example and leads the team in line with the Groups leadership identity, core values and People Promise.
Qualifications
NQF Level 7 qualification (or equivalent) in Business, Commerce, Finance, or a related fieldExperience
Minimum of 5-7 years of experience in Personal and Private Banking, with a focus on sales and relationship management of personal customers to drive profitability and build relationships.Proven sales track record in the financial services industry.Knowledge of the bank’s products and services.Experience in preparing and motivating Credit applications is essential.Additional Information
Behavioural Competencies
Challenging IdeasConvincing PeopleDirecting PeopleEmbracing ChangeFollowing ProceduresInteracting with PeopleMaking DecisionsMeeting TimescalesProducing OutputSeizing OpportunitiesTaking ActionTeam WorkingTechnical Competencies
Customer Understanding ( Consumer Banking)Data Management (Trading, Transacting)Financial AcumenPlanning, Forecasting and BudgetingProduct Knowledge (Consumer Banking)Risk IdentificationRisk MeasurementCareers
Are you passionate about Africa's potential? Are you driven to win? At Standard Bank Group, a team of over 50 000 dedicated individuals share one common purpose : Africa is our home, we drive her growth. We believe our people are our greatest asset, and we strive to create a thriving environment where you can bring your whole self to work, pursue your dreams, and see your ideas shape a brighter future for Africa. Join us, if you're ready to turn your passion into impact and make a real difference as part of a dynamic team.
#J-18808-Ljbffr