Talent.com
Credit Analyst

Credit Analyst

WenzWorkFromHome, Limpopo, South Africa
9 days ago
Job description

Get AI-powered advice on this job and more exclusive features.

This range is provided by Wenz. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Job Description

  • Department : Credit and Analytics
  • Position : Credit Analyst
  • Reports to : Credit and Analytics Executive
  • Based in : Cape Town (Full Remote)

Position Overview

We are seeking a highly analytical Credit Analyst with strong data skills and experience in credit risk or financial analysis. The role focuses on analysing large datasets, portfolio trends, and credit risk models. The successful candidate will generate insights that guide strategic decisions, support policy development, and enhance risk monitoring across the portfolio.

Key Responsibilities

  • Analyse large credit datasets to identify portfolio trends, concentrations, and emerging risks.
  • Develop and refine credit risk models, scorecards, and testing frameworks.
  • Produce regular reports and dashboards on portfolio performance, delinquency trends, and risk exposure.
  • Use statistical and financial techniques to assess the impact of macroeconomic, sector, and policy changes on portfolio risk.
  • Collaborate with data, risk management, and finance teams to improve data quality and analytical processes.
  • Provide insights to management on risk appetite, portfolio segmentation, and underwriting strategies.
  • Contribute to automation of credit monitoring and reporting processes.
  • Technical And Skills Competencies

  • Strong skills in data analysis tools such as SQL, Python, R, or advanced Excel (experience with BI tools like Power BI advantageous).
  • Solid understanding of credit risk principles, portfolio management, and regulatory requirements (e.g., IFRS 9, NCA).
  • Ability to translate complex datasets into actionable insights and clear recommendations.
  • Excellent communication skills, capable of presenting findings to both technical and non-technical stakeholders.
  • Functional And Behavioural Competencies

  • Data-driven decision making
  • Analytical and quantitative skills
  • Risk awareness and commercial insight
  • Innovation and process improvement
  • Collaboration across functions
  • Qualification And Experience Requirements

  • Bachelor's degree in Finance, Economics, Statistics, Data Science, or a related field (postgraduate or certifications advantageous).
  • At least 5 years of working experience in credit risk, portfolio analytics, or financial modeling.
  • Seniority level

    Mid-Senior level

    Employment type

    Full-time

    Job function

    Analyst and Finance

    Industries

    Investment Advice, Loan Brokers, and Business Consulting and Services

    #J-18808-Ljbffr

    Create a job alert for this search

    Credit Analyst • WorkFromHome, Limpopo, South Africa

    Related jobs
    • Promoted
    AI Agent Evaluation Analyst

    AI Agent Evaluation Analyst

    MindriftWorkFromHome, Limpopo, South Africa
    This opportunity is only for candidates currently residing in the specified country.Your location may affect eligibility and rates. Please submit your resume in English and indicate your level of En...Show moreLast updated: 21 days ago
    • Promoted
    Test Analyst (Travel Industry Experience Required) - Fully Remote

    Test Analyst (Travel Industry Experience Required) - Fully Remote

    Africonology SolutionsWorkFromHome, Limpopo, South Africa
    Remote
    You'll work on multiple SaaS projects, focusing on test planning, execution, and validation of new and existing features. You'll collaborate closely with Product Managers, Project Manager, and senio...Show moreLast updated: 21 days ago
    • Promoted
    Reporting and Data Analyst (Remote / Part-time)

    Reporting and Data Analyst (Remote / Part-time)

    NixilWorkFromHome, Limpopo, South Africa
    Remote
    Our client is seeking a Reporting and Data Analyst to provide advanced analytical and visualization support for their enterprise PMO function. This part-time, remote role focuses on delivering accur...Show moreLast updated: 1 day ago
    • Promoted
    Senior Fraud & Risk Analyst

    Senior Fraud & Risk Analyst

    Black Pen RecruitmentWorkFromHome, Limpopo, South Africa
    Our client is committed to building a financial system that works for all this includes consumers merchants banks regulators and law enforcement. Fraud and identity are unfortunately still significa...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Champion- Jane Furse

    Credit Champion- Jane Furse

    Real People (Pty) LtdLimpopo, South Africa
    Banking / Finance And Investment.The role of a Credit Champion (CC) is to solicit loan applications through the promotion of the Evolution Finance (EF) offering to customers or prospective customers ...Show moreLast updated: 30+ days ago
    • Promoted
    Technical Business Analyst

    Technical Business Analyst

    Boardroom AppointmentsWorkFromHome, Limpopo, South Africa
    About the job Technical Business Analyst.Financial Services industrypreferred).Experience in production support (Investigations, log files, root cause). Basic understanding of reconciliations.Profic...Show moreLast updated: 1 day ago
    • Promoted
    Data Analyst Remote GCCA

    Data Analyst Remote GCCA

    TransUnionWorkFromHome, Limpopo, South Africa
    Remote
    TransUnions Job Applicant Privacy Notice.TransUnion is a major credit reference agency and we offer specialist services in fraud identity and risk management automated decisioning and demographics....Show moreLast updated: 1 day ago
    • Promoted
    Billing and Collections Specialist - South Africa | Remote

    Billing and Collections Specialist - South Africa | Remote

    OpsArmy CareersWorkFromHome, Limpopo, South Africa
    Remote
    Billing and Collections Specialist.Billing and Collections Specialist.The ideal candidate is detail-oriented, highly organized, and skilled in maintaining positive client relationships while ensuri...Show moreLast updated: 1 day ago
    • Promoted
    Copy of Quality Assurance & Service Delivery Integrity Analyst

    Copy of Quality Assurance & Service Delivery Integrity Analyst

    Smart PAWorkFromHome, Limpopo, South Africa
    Quality Assurance & Service Delivery Integrity Analyst.Permanent employee, Full-time • South Africa - REMOTE.Our mission is simple yet bold : to redefine administrative and PA services through innov...Show moreLast updated: 1 day ago
    • Promoted
    Senior Revenue Data Analyst - South Africa

    Senior Revenue Data Analyst - South Africa

    PaymentologyWorkFromHome, Limpopo, South Africa
    At Paymentology were redefining whats possible in the payments space.As the first truly global issuer-processor we give banks and fintechs the technology and talent to launch and manage Mastercard ...Show moreLast updated: 1 day ago
    • Promoted
    Senior Payroll & BEE Analyst

    Senior Payroll & BEE Analyst

    PaymentologyWorkFromHome, Limpopo, South Africa
    At Paymentology were redefining whats possible in the payments space.As the first truly global issuer-processor we give banks and fintechs the technology and talent to launch and manage Mastercard ...Show moreLast updated: 1 day ago
    • Promoted
    Data Surveillance Analyst - based in Lithuania, Romania, South Africa

    Data Surveillance Analyst - based in Lithuania, Romania, South Africa

    ParexelWorkFromHome, Limpopo, South Africa
    Data Surveillance Analyst - based in Lithuania, Romania, South Africa.Data Surveillance Analyst - based in Lithuania, Romania, South Africa. Parexel is currently seeking a Data Surveillance Analyst ...Show moreLast updated: 2 days ago
    • Promoted
    Process Analyst

    Process Analyst

    Job DuckWorkFromHome, Limpopo, South Africa
    Get AI-powered advice on this job and more exclusive features.If you love solving puzzles, spotting patterns, and making things work better, this role is for you. As a Process Analyst, you’ll dive d...Show moreLast updated: 9 days ago
    • Promoted
    • New!
    Dispositions Expert

    Dispositions Expert

    Impact Investment GroupWorkFromHome, Limpopo, South Africa
    Disposition Expert / Buyer Relations Specialist.Company : SAAR Capital (Formerly Impact Investment Group).Type : Full-Time (after 10-Day Performance Trial). Compensation : $3,000 / month base + 15% commi...Show moreLast updated: 7 hours ago
    • Promoted
    AVP, Compliance BSA / AML / OFAC Model Governance (L10)

    AVP, Compliance BSA / AML / OFAC Model Governance (L10)

    SynchronyWorkFromHome, Limpopo, South Africa
    Role Title : AVP, Compliance BSA / AML / OFAC Model Governance (L10).Synchrony (NYSE : SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabl...Show moreLast updated: 1 day ago
    • Promoted
    • New!
    Credit Analyst

    Credit Analyst

    WENZWorkFromHome, Limpopo, South Africa
    Department : Credit and Analytics.Reports to : Credit and Analytics Executive.Based in : Cape Town (Full Remote).We are seeking a highly analytical Credit Analyst with strong data skills and experi...Show moreLast updated: 7 hours ago
    • Promoted
    Business Analyst - Remote

    Business Analyst - Remote

    Hire ResolveWorkFromHome, Limpopo, South Africa
    Remote
    Hire Resolve's client is looking for a Business Analyst to join their Business Analysis team remotely, supporting the design and technical development of customized solutions using the Blueport Pla...Show moreLast updated: 30+ days ago
    • Promoted
    SU - Senior Research Analyst

    SU - Senior Research Analyst

    SomewhereWorkFromHome, Limpopo, South Africa
    This is a full-time remote role for a Senior Research Analyst at a growing U.The Senior Research Analyst will be responsible for conducting qualitative and quantitative research across the universe...Show moreLast updated: 19 days ago