Senior Credit Manager
Capitec BankSandton, Gauteng, South Africa30+ days ago
Job descriptionAt least 8 -10 years banking experience, 5 of which in credit Credit Management experience across business and commercial markets in the intuitive space as well as the scored lending environment Working within the requirements of the National Credit Act and other relevant legislation Significant experience in preparing and motivating Credit applications Experience of managing a portfolio of business customers with a service and financial analysis focus. Bachelor's Degree in Commerce or Credit Management Honours Degree in Commerce or Credit Management Business acumen Risk management principles and processes Project management methods and practices Relationship building and management techniques Financial management Customer relationship management (CRM) principles and techniques Knowledge of competitor product offerings / channels / operational and marketing tactics. Credit principles and practices, including an understanding of credit application, securities Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). Able to extract, analyse and apply CRM insights to influence the client management approach and strategy Products available and pricing structures Current taxation laws as they apply to clients A good knowledge of administration processes and procedures pertaining to Business Banking transactions Financial Modelling; financial analysis (evaluating and identifying trends), complex cash flow cycles (industry / sector specific) Analytical Skills Attention to Detail Communications Skills Computer Literacy (MS Word, MS Excel, MS Outlook) Interpersonal & Relationship management Skills Negotiation skills Numerical Reasoning skills Planning, organising and coordination skills Problem solving skills Clear criminal and credit record
Purpose Statement
- To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits.
- To interact with other areas of the bank, acting as a catalyst in driving changed initiatives in ensuring compliance within agreed risk parameters as set out in the changed strategy.
Experience
Minimum :
Ideal :
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum :
Ideal :
Skills
Conditions of Employment
#J-18808-Ljbffr
Create a job alert for this search
Credit Manager • Sandton, Gauteng, South Africa
Related jobs
- Promoted
Senior Credit Controller
Chc Consulting Pty LtdGauteng, South Africa Manage and coordinate the credit control function for the Company in line with the Company's credit policy.Ensuring a healthy cash flow and minimising bad debt.
Create and maintain the Senior Credit...Show moreLast updated: 1 day ago
- Promoted
Credit Portfolio Manager
WesbankJohannesburg, Gauteng, South Africa Credit Portfolio Manager page is loaded## Credit Portfolio Managerlocations : Johannesburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : November 26, 2025 (7 days l...Show moreLast updated: 2 days ago
- Promoted
Senior Credit Controller X 1
PowerfleetGauteng, South Africa About PowerfleetPowerfleet (Nasdaq : AIOT; JSE : PWR) is a global leader in the artificial intelligence of things (AIoT) software-as-a-service (SaaS) mobile asset industry.With more than 30 years o...Show moreLast updated: 2 days ago
- Promoted
Credit Portfolio Manager
FNB South AfricaJohannesburg, Gauteng, South Africa Credit Portfolio Management Manager.Johannesburg, Gauteng, South Africa.To manage credit product risk and profitability and make recommendations for a portfolio of credit clients through analyses a...Show moreLast updated: 2 days ago
- Promoted
Credit Portfolio Manager
FirstRand Namibia LimitedJohannesburg, Gauteng, South Africa Credit Portfolio Manager page is loaded## Credit Portfolio Managerlocations : Johannesburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : November 26, 2025 (7 days l...Show moreLast updated: 2 days ago
- Promoted
Manager Credit Strategy Enablement
Standard Bank of South Africa LimitedJohannesburg, Gauteng, South Africa Business Segment : Business & Commercial Banking.Location : ZA, GP, Johannesburg, 30 Baker Street.To manage the successful execution of key strategic initiatives by providing insights and working wit...Show moreLast updated: 4 days ago
- Promoted
Senior Credit Manager - Risk & Portfolio Growth
Capitec Bank Ltd.Sandton, Gauteng, South Africa A prominent banking institution in South Africa is seeking an experienced Credit Manager.Responsibilities include evaluating credit risks and managing an allocated portfolio while ensuring complian...Show moreLast updated: 2 days ago
- Promoted
Credit Portfolio Manager
FNB NamibiaJohannesburg, Gauteng, South Africa Credit Portfolio Manager page is loaded## Credit Portfolio Managerlocations : Johannesburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : November 26, 2025 (7 days l...Show moreLast updated: 2 days ago
- Promoted
Credit Portfolio Manager
RMB Nigeria LimitedJohannesburg, Gauteng, South Africa Credit Portfolio Manager page is loaded## Credit Portfolio Managerlocations : Johannesburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : November 26, 2025 (7 days l...Show moreLast updated: 2 days ago
- Promoted
Senior Credit Manager - Portfolio Risk & Growth Lead
CapitecSandton, Gauteng, South Africa A financial institution in South Africa is seeking an experienced professional to evaluate and manage credit risks within a portfolio.
The ideal candidate will have extensive banking experience, wit...Show moreLast updated: 1 day ago
- Promoted
Senior Credit Risk Manager - Elevate Portfolio Quality
Capitec BankSandton, Gauteng, South Africa A leading financial institution in Gauteng is seeking an experienced candidate to manage credit risks in allocated portfolios.
The role demands a strong background in banking (8-10 years) and credit...Show moreLast updated: 2 days ago
- Promoted
Manager : Credit
NedbankJohannesburg, Gauteng, South Africa Nedbank Johannesburg, Gauteng, South Africa.Requisition Details & Talent Acquisition Contact.Talent Acquisition Specialist : .
As a Manager Credit in our Private Clients team, you’ll gain rare exposur...Show moreLast updated: 30+ days ago
- Promoted
Credit Portfolio Manager
Spane4allJohannesburg, Gauteng, South Africa Credit Portfolio Manager page is loaded## Credit Portfolio Managerlocations : Johannesburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : November 26, 2025 (7 days l...Show moreLast updated: 2 days ago
- Promoted
Senior Credit Manager
Capitec Bank Ltd.Sandton, Gauteng, South Africa To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the...Show moreLast updated: 30+ days ago
- Promoted
Credit Portfolio Manager
RmbwestportJohannesburg, Gauteng, South Africa Credit Portfolio Manager page is loaded## Credit Portfolio Managerlocations : Johannesburgtime type : Full timeposted on : Posted Todaytime left to apply : End Date : November 26, 2025 (6 days l...Show moreLast updated: 2 days ago
- Promoted
Senior Credit Manager
CapitecSandton, Gauteng, South Africa To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the...Show moreLast updated: 30+ days ago
- Promoted
Senior Credit Manager : Risk & Portfolio Excellence
Capitec Bank Ltd.Sandton, Gauteng, South Africa A leading South African bank is seeking a Credit Manager to minimise risks and ensure compliance with credit application processes.
Applicants should possess a Bachelor's Degree in Credit Management...Show moreLast updated: 2 days ago
- Promoted
Senior Manager, Credit and Capital
KPMG-SouthAfricaJohannesburg, Gauteng, South Africa Description of the role and purpose of the job.Seeking quantitatively inclined individuals with experience of managing teams and mentoring junior staff.
The role will be for a Senior Manager in cred...Show moreLast updated: 2 days ago