Risk Specialist Gauteng

A recent professional profile photo is to accompany your application EMPLOYMENT TYPE : Permanent SECTOR : Wealth Management BASIC SALARY : Market related START DATE : A.S.A.P REQUIREMENTS: - 37+ years experience in risk insurance or financial services. - Grade 12 (Matric). - Relevant financial qualification (e.g., CFP or NQF-aligned qualification). - FAIS compliant for providing risk advice. - Product accreditation with major life insurers (or willingness or ability to obtain). - Proven experience in advising on and servicing life risk products. - Proficient in Microsoft Office. - Computer literate and technologically savvy. - Experience working with a CRM system (e.g., XPlan). - Valid drivers license. - Fluent in verbal and written English and Afrikaans. - Strong technical knowledge of risk products and structuring. - Excellent client relationship management and communication skills. - High attention to detail with strong administrative accuracy. - Ability to work independently and within a team. - Strong compliance awareness and commitment to ethical standard DUTIES: Client Servicing & Relationship Management: - Take ownership of an allocated portfolio of risk clients. - Provide ongoing policy servicing, including reviews, amendments, and claims support. - Ensure all clients are serviced in accordance with FAIS requirements. - Act as the primary point of contact for all risk-related client queries. Risk Advice & Policy Structuring: - Provide appropriate risk advice across life, disability, severe illness, and income protection products. - Conduct needs analyses and ensures suitable product recommendations. - Assist Wealth Advisors and Wealth Specialists with risk planning for their clients. - Identify gaps in client cover and recommend appropriate solutions. Integration of Merger Business: - Assist with the onboarding and integration of risk books from merger partners. - Review existing policies to ensure relevance, competitiveness, and compliance. - Engage with clients from acquired books to establish ongoing relationships. Insurer & Stakeholder Engagement: - Liaise with life insurers regarding underwriting, policy servicing, and claims. - Maintain strong relationships with key product providers. - Ensure accreditation requirements with relevant insurers are maintained. Compliance & Administration: - Ensure all advice and servicing activities comply with FAIS and internal compliance standards. - Maintain accurate and up-to-date client records on Xplan or relevant CRM systems. - Assist with audit requirements and provide necessary documentation when required. Business Development & Growth: - Identify opportunities to grow the risk book within the existing client base. - Support Wealth Advisors in cross-selling risk solutions. HOURS: - Monday to Friday: 08:00 17:00