Junior Underwriter (Short Term Insurance)

Our client, an established short-terminsurance brokerage based in Pretoria East, is seeking two Junior Short-Term Insurance Underwriters to join their growing underwriting team. The role is suited to industry-qualified individuals in the early stages of their careers who are looking to build long-term expertise in personal and commercial lines. Full mentorship and structured development will be provided within a close-knit, supportive team.

Key Responsibilities

• Assess, rate and process new business, renewals, endorsements and cancellations across personal and commercial lines
• Prepare and issue quotations, comparative quotes and policy schedules within agreed turnaround times
• Review risk information, supporting documentation and survey reports to determine acceptable terms and conditions
• Apply underwriting guidelines and delegated authority, referring risks outside of mandate to senior underwriters or insurer partners
• Liaise with insurers, brokers and clients regarding cover queries, amendments and outstanding requirements
• Conduct annual renewal reviews, including sum insured adequacy, premium adjustments and re-broking where required
• Maintain accurate and up-to-date client, policy and risk records on the brokerage administration system
• Follow up on outstanding documentation, FICA requirements, debit order mandates and premium collections
• Support the claims department by confirming cover and policy status at the time of loss
• Assist with the preparation of underwriting reports and management information
• Ensure all activity complies with FAIS, TCF, POPIA and internal compliance requirements
• Maintain product knowledge and complete annual CPD requirements
• Provide general administrative support to the underwriting department as required

Requirements

• NQF Level 4 qualification in Short-Term Insurance (minimum 150 FAIS credits) or equivalent
• RE5 Regulatory Examination completed
• Fit and Proper in terms of FAIS legislation
• Practical exposure to short-term insurance underwriting, whether through a learnership, internship or 1–2 years' experience
• Working knowledge of personal and/or commercial lines products
• Strong administrative and organisational skills with a high level of accuracy and attention to detail
• Confident written and verbal communication in English; Afrikaans proficiency advantageous
• Computer literate in MS Office; experience on an insurance administration system (Cardinal, Flexi, TIAL or similar) advantageous
• A collaborative, service-oriented approach and a genuine willingness to learn

Benefits Benefits and Compensation

Our client is offering a market-related salary depending on qualifications and experience. In addition, the successful candidates can expect:

• Support towards CPD and further industry qualifications
• Structured mentorship from senior underwriters
• Long-term growth opportunities within a stable, established brokerage

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