Job Description
To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Standard Bank to achieve asset growth targets, whilst maintaining a quality‑lending book, through judicious, product and system development and effective management.
Qualifications
Type of Qualification : First Degree
Field of Study : Accounting
Experience Required
Credit Risk – BCB
5-7 years
Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements. Credit evaluations experience, preferably across Business and Commercial Banking. Deep understanding of credit principles and financial statements. Understands collateral, credit risk and collections processes.
Additional Information
Behavioural Competencies
Technical Competencies
Careers
Are you passionate about Africa's potential? Are you driven to win? At Standard Bank Group, a team of over 50 000 dedicated individuals share one common purpose : Africa is our home, we drive her growth. We believe our people are our greatest asset, and we strive to create a thriving environment where you can bring your whole self to work, pursue your dreams, and see your ideas shape a brighter future for Africa. Join us, if you're ready to turn your passion into impact and make a real difference as part of a dynamic team.
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Credit Manager • Johannesburg, Gauteng, South Africa