Risk & Governance Lead(Fintech / Payments)
Black Pen RecruitmentWorkFromHome, Western Cape, South Africa1 day ago
Job descriptionDegree in Commerce, Law (LLB) or Risk Management Recognised professional qualification or certification in governance, risk and compliance management will be advantageous IT risk experience is an advantage 3 - 5 years’ experience in risk management within the financial services, banking or payment industry Regulatory reporting experience is essential Team player - across all departments. Pragmatic risk judgment - calibrates risk to business context, proposes mitigations and clear trade-offs rather than “no”, has a successful track record of aligning legal priorities with organisational objectives. Bias to clarity and action - produces crisp, plain-language summaries and recommended paths and is comfortable making calls with imperfect information. Prioritisation and throughput - juggles multiple matters, sets / keeps SLAs, and escalates smartly on pre-defined triggers. Negotiation and stakeholder management - credible with customers and partners and balances firmness with deal momentum. Ownership and reliability - high agency, low ego, high bar for quality and follow-through under pressure. Design, implement, and maintain an integrated and centralised enterprise risk management framework for our Group and / or its subsidiary companies, including policies, risk registers, reporting standards, and control documentation. Work with the board and senior leadership to define, communicate, and embed our client’s risk appetite across all subsidiaries and functions of our client’s Group. Ensure alignment with regulatory requirements, group procedures and audit standards. Develop and maintain monitoring plans for key controls, ensuring compliance with frameworks and control environments Drive a combined assurance approach, engaging assurance partners and specialists on key risk matters. Serve as chairperson or participant, as appropriate, for relevant risk committees and forums ensuring agendas, minutes, and follow-ups are effectively managed. Oversee operational risk processes and reporting in line with the enterprise risk management framework. Evaluate, monitor, and challenge internal controls through reviews, testing, and root cause analyses. Ensure operational risk mitigation strategies are in place and aligned with business continuity management plans. Liaise with all applicable stakeholders to ensure adherence to statutory requirements. Facilitate enterprise-wide risk workshops and risk & control self-assessments. Ensure risk identification, assessment, and monitoring of key risks across all respective risk management functions (including, Compliance, Infosec, Operations). Act as second line of defence, providing challenge and oversight of risks and controls identified by business leads. Support risk assessments for new products, services, business ventures, third-party arrangements, and acquisitions. Anticipate and assess emerging risks, regulatory changes, and external trends relevant to our client’s operations. Maintain and consolidate the enterprise risk register and related risk management systems. Prepare and present enterprise risk dashboards and reports for risk committees and the board. Escalate incidents, breaches, and critical risk events to relevant governance forums, ensuring lessons learned feed back into frameworks. Ensure accurate, timely, and reliable data integrity in risk reporting and analysis. Monitor and track action plans and remediation activities. Stakeholder Engagement & Strategic Enablement Partner with business units to understand drivers, concerns, and risk exposures. Build a strong risk management culture through training, awareness campaigns, and guidance on the application of risk tools. Review and optimise risk management processes and procedures, providing guidance on areas for improvement. Drive innovation in risk capabilities and solutions that support operational efficiency. Engage in cross-functional relationships to enhance the quality of risk management outcomes.
Job Type : Full Time / Permanent
Location : Johannesburg
Work Place : Remote
Reporting Line : Head of Legal (with dotted line direct to the board)
Division : Enabling
Department : Legal
Requirements
Experience :
- Proven experience in risk management, ideally within financial services, fintech, or another regulated industry.
- Solid understanding of risk management frameworks and corporate governance structures.
- Strong ability to work with cross-functional teams, consolidate information, and challenge constructively.
- Excellent reporting, communication, and stakeholder management skills - confident in presenting to senior leadership and boards.
Education & Qualifications (advantageous)
Competencies
Responsibilities
Risk Framework & Governance
Operational Risk Management
Risk Identification & Assessment
Reporting & Escalation
#J-18808-Ljbffr
Create a job alert for this search
Governance Risk • WorkFromHome, Western Cape, South Africa
Related jobs
%20Ltd)
- Promoted
- New!
Manager, Credit Risk Oversight
wePlaceCape Town, South Africa As a Manager, Credit Risk Oversight, you will play a crucial role within the Enterprise Risk Management (ERM) structure, reporting directly to senior leadership.
This position is integral to the Cre...Show moreLast updated: 8 hours ago
- Promoted
Senior Credit Risk Analyst
iLaunch (Pty) LtdCape Town, Western Cape, South Africa Leading Financial Services Client requires a Senior Risk Analyst to manage and shape the creation of score cards and how to optimise origination strategies and collections.Degree in Finance, Econom...Show moreLast updated: 30+ days ago
- Promoted
Loyalty Forensics Specialist
Set ConsultingCape Town, South Africa The Loyalty Forensics Specialist is a senior role responsible for leading the fraud mitigation portfolio across Corporation’s loyalty programmes.
This role provides strategic direction and oversight...Show moreLast updated: 13 days ago
- Promoted
CISO (Fintech / Payments)
Black Pen RecruitmentWorkFromHome, Western Cape, South Africa Our client is a technology company solving payments problems for businesses.Their mission is to help businesses in Africa become profitable, envied, and loved.
They provide a suite of products to he...Show moreLast updated: 30+ days ago
- Promoted
Enterprise Risk Associate
Robert WaltersCape Town, Western Cape, South Africa Legal, Compliance, and Governance team as well as the wider Business Operations team.Responsibilities will include regulatory reporting, third-party management, maintenance of the risk register, an...Show moreLast updated: 30+ days ago
- Promoted
Solutions Architect (IT Risk / Governance)
IOCOCape Town, South Africa At iOCO, we are looking for a skilled.Solutions Architect (IT Risk / Governance).IT solutions that align with governance standards and business objectives.
The ideal candidate will possess deep expe...Show moreLast updated: 20 days ago
- Promoted
Head of Fraud (Fintech)
Black Pen RecruitmentWorkFromHome, Western Cape, South Africa Our client is committed to building a financial system that works for all, this includes consumers, merchants, banks, regulators and law enforcement.
Fraud and identity are unfortunately still signi...Show moreLast updated: 23 days ago
- Promoted
Finance System Lead
Communicate RecruitmentCape Town, South Africa My client is looking for a hands-on Finance Systems Lead to own and evolve their Microsoft-based finance systems.Youll lead a small team of analysts, manage Dynamics 365, Power BI, and Power Platfo...Show moreLast updated: 30+ days ago
- Promoted
Solutions Architect (IT Risk / Governance)
iOCO Pty LtdCape Town, Western Cape, South Africa At iOCO, we are looking for a skilled.Solutions Architect (IT Risk / Governance).IT solutions that align with governance standards and business objectives.
The ideal candidate will possess deep expe...Show moreLast updated: 4 days ago
- Promoted
IFRS 9 Credit Risk Consultant
Network RecruitmentCape Town, South Africa Our client is a respected leader in risk and financial advisory, known for their forward-thinking culture, exposure to top-tier financial institutions, and a focus on innovation within credit and r...Show moreLast updated: 14 days ago
- Promoted
Manager Treasury Regulatory & Financial Risk
MSP Staffing PtyCape Town, Western Cape, South Africa A reputable advisory firm is seeking a Manager for their Treasury : Regulatory & Financial Risk department.Candidates should come from a banking or consulting environment.Consulting / banking exper...Show moreLast updated: 19 days ago
- Promoted
Risk Team Lead
DigiOutsourceCape Town, ZA Job Location : Western Cape, Cape Town.We’re on a mission to create extraordinary experiences for our customers, and we believe that your unique skills, passion and superdrive will help us achieve ...Show moreLast updated: 25 days ago
- Promoted
IFRS Reporting Lead
iLaunchCape Town, Western Cape, South Africa Leading Insurance Client in CT requires an IFRS Reporting Lead who will manage the financial reporting function for the business.
Monthly financial reporting and consolidation in line with IFRS Repo...Show moreLast updated: 1 day ago
- Promoted
Enterprise Risk Manager (Fintech / Payments
Black Pen RecruitmentWorkFromHome, Wes-Kaap, South Africa Our client is a leading financial infrastructure platform focused on enabling seamless, secure digital payments across Africa.
It provides modern API-driven solutions that empower businesses to coll...Show moreLast updated: 1 day ago
- Promoted
Credit Risk Manager
Staff Unlimited Recruitment Pty Ltd T / A MPC Recruitment Group ECCape Town, South Africa Review and approve customer credit limits and payment terms.Regularly assess the creditworthiness of customers to set appropriate credit limits.
Negotiate payment terms that balance company cash flo...Show moreLast updated: 30+ days ago
- Promoted
Fairmoney is Hiring : Global Head of Risk
ArbiterzWorkFromHome, Western Cape, South Africa Fairmoney is hiring for the Global Head of Risk.You will oversee the Risk department and be critically responsible for FairMoney’s overall success.
You will be working as FairMoney’s Head of Risk, m...Show moreLast updated: 30+ days ago
- Promoted
Credit Insights Lead
LulaCape Town, Western Cape, South Africa We are seeking a highly skilled and analytically-driven Credit Insights Lead to spearhead our data-driven credit reporting, diagnostics and control framework.
This pivotal role will be responsible f...Show moreLast updated: 30+ days ago
- Promoted
Manager : Governance and Compliance (CPT)
Santam InsuranceCape Town, Western Cape, South Africa Santam has been made aware of a malicious e-mail instructing policyholders to claim a refund within 24-72 hours.This is a scam, Santam will only communicate through their broker or official channel...Show moreLast updated: 30+ days ago