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Commercial Underwriter
Hire ResolveJohannesburg, ZA30+ days ago
Job descriptionAn established and reputable insurance company is seeking a Senior Commercial Underwriter to join their dynamic team. The successful candidate will be responsible for managing and assessing complex commercial risks, ensuring compliance with underwriting guidelines, and building strong relationships with brokers to drive portfolio growth. Analyse and underwrite new and existing commercial insurance business within agreed authority levels. Apply binder agreements and manage binder functions effectively in compliance with regulations. Evaluate risk profiles, claims history, and loss ratios to determine appropriate terms, premiums, and coverage. Prepare and present quotations, renewal terms, and alternative cover options to brokers. Conduct portfolio management to ensure profitability and sustainable growth. Maintain and strengthen relationships with brokers through prompt service and professional interaction. Ensure compliance with company underwriting guidelines, statutory requirements, and industry best practices. Utilise Cardinal 360 for processing, administration, and portfolio monitoring. Identify and recommend opportunities for cross-selling and business development. Contribute to process improvements and underwriting best practice initiatives. Regulatory Examination 5 (RE5) – Essential NQF Level 5 qualification in Short Term Insurance – Essential Minimum 5 years’ experience in commercial underwriting, including : Experience handling complex risks and large accounts Binder experience – Essential Proficiency in Cardinal 360 insurance system – Essential Strong technical knowledge of commercial insurance products and policy wording. Excellent communication, negotiation, and decision-making skills. Proven ability to manage broker relationships effectively. Insurance jobs
Job title : Commercial Underwriter
Job Location : Gauteng, Johannesburg
Deadline : October 11, 2025
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Deadline : 6th September,2025
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Commercial Underwriter • Johannesburg, ZA
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