Main Purpose of Job
- To support the RFR Credit Risk Team in delivery of services to / at client premises on delegated engagements and projects.
- To contribute to the growth of the RFR practice by leading complex projects while trailblazing the market and forging strong C-suite business relationships with key clients .
Roles & Responsibilities
Strategic relationship development with key clientsBold play eminence creationMarket leadershipIndustry capability developmentTeam leadershipReview of client deliverables to ensure quality accuracy and completenessOversee development and calibration and validation of credit risk models as well as model validation monitoring and testingBenchmarking credit metrics amongst peers in a marketDerivation of portfolio credit analyticsCommunication of project challenges and outcomes with clients and team membersValidation and approval of project reportsTeam leadership including sharing knowledge and skills with the team.Key Performance Areas
1. Strategic Impact
Give meaningful input into the development of strategy of the Service Line / Business Area in relation to specific area of expertiseImplements the strategy within area of business through detailed plan including :Client targets to achieve revenue
Marketing planPeople plan to deliver on goalsCommunication planContingency plan for possible additional resources e.g. contractorsTracking of plansIdentifies innovative solutions to enhance / renew service offerings to marketHeads up sales presentation teams for new and retained businessLeads negotiations with clientsActively identifies multiple sales opportunities and leads pursuit processLeads / contributes to preparation of proposals / tenders and presentationsBuilds relationships across service lines for cross-selling opportunities and combined engagement pursuitsDrives own client portfolio and profitable book of business2. Client Impact : External / Internal
Maintains high level oversight of client projectsDevelops productive credible and trusting relationships with current and targeted clientsDevelops a network of senior-level internal relationships across Deloitte to understand other business unit offerings and market own areaEstablishes and maintains strong relationships with business leaders across industries.3. Operational Effectiveness
Validates all SLAs are in place and signed off by all partiesOversees engagement risk to ensure all required documentation and processes are completed as required by RILDirects and manages complex client engagements and maintains high level oversight of all projectsAnalyses weekly / monthly reports from senior managers and approves process changes / innovative solutions on issues arisingDrives Deloitte values of exceptional service to clients growing the firms brand and talent development4. Development / Growth of Team
Identifies and recruits suitable talent for team balancing correct levels and numbersMaintains succession plan for every senior / critical resource depending on the profile / need expertiseMentors and develops team members on an ongoing basis and empower existing senior managers / leadersMaintains close working relationship with key talentMaintains own development and knowledge in specialised area and businessDemonstrates commitment to transformation agenda of the firm5. Budgets / Profitability
Manages margins effectively through correct budgeting pricing and profitability managementMonitors that time and expenses to engagements are recorded and submitted weeklyNegotiates pricing for engagements to ensure profitability whilst maintaining client interestsManages WIP billings and cash collections.Qualifications :
Qualifications and Experience
Minimum Qualifications :
Completed BSC Degree (Mathematics / Statistics / Quantitative / Financial Engineering or Actuarial Science.Desired Qualifications
CFA / FRM / MBA qualification would be advantageousRequired Experience
10 years of experience in credit gained within a Bank Consulting firm or similar environment with at least 5 years in a senior management role leading teamsDemonstrated experience in business alignment strategic thinking and leadership5 years business development experience and a track record working at a senior levelFinancial Modelling experience technical knowledge in PD EAD LGD Basel II and IAS39Experience in building and developing IFRS 9 ModelsFinancial services and market regulations knowledge and application : regulation 23 IAS39 IFRS 9 (intermediate level)Retail credit risk experienceProgramming and coding skills : SAS VBA SQL R and Python.Additional Information :
Leadership / Behavioural Capabilities
Living our Purpose : Identifies and embraces our purpose and values and puts these into practice in their professional life
Influence : Builds relationships and communicates effectively in order to positively influence peers and other stakeholders
Performance drive : Seeks opportunities to challenge self; teams with others across businesses and borders to deliver and takes accountability for own and team results
Strategic direction : Understands objectives for clients and Deloitte aligns own work to objectives and sets personal priorities
Talent development : Develops self by actively seeking opportunities for growth shares knowledge and experiences with others and acts as a strong brand ambassador
Professional Capabilities :
Knows the business and industry : Knows how member firm business works and keeps up-to-date on industry activities marketplace trends and leading practices
Manages to results : Takes responsibility for assigned areas and contributes to the successful realization of common goals
Manages and executes projects : Prepares and manages work plans to ensure efficient and timely completion of work
Solves problems : Identifies and solves problems objectively using analysis experience and judgment
Manages quality and risk : Understands and applies quality assurance and risk management procedures in all areas of work performed
Manages change and ambiguity : Is adaptive and flexible in the face of change and ambiguity
Note : The list of tasks / duties and responsibilities contained in this document is not necessarily exhaustive. Deloitte may ask the employee to carry out additional duties or responsibilities which may fall reasonably within the ambit of the role profile depending on operational requirements.
Be careful of Recruitment Scams : Fraudsters or employment scammers often pose as legitimate recruiters employers recruitment consultants or job placement firms advertising false job opportunities through email text messages and WhatsApp messages. They aim to cheat jobseekers out of money or to steal personal information.
To help you look out for potential recruitment scams here are some Red Flags :
Upfront Payment Requests : Deloitte will never ask for any upfront payment for background checks job training or supplies .Requests for Personal Information : Be wary if you are asked for sensitive personal information especially early in the recruitment process and without a clear need for it. Fraudulent links or contractual documents may require the provision of sensitive personal data or copy documents (e.g. government issued numbers or identity documents passports or passport numbers bank account statements or numbers parents data) that may be used for identity fraud. Do not provide or send any of these documents or data. Please note we will never ask for photographs at any stage of the recruitment process.Unprofessional Communication : Scammers may communicate in an unprofessional manner. Their messages may be filled with poor grammar and spelling errors. The look and feel may not be consistent with the Deloitte corporate brand.If youre unsure make direct contact with Deloitte using our official contact details. Be careful not to use any contact details provided in the suspicious job advertisement or email.
At Deloitte we want everyone to feel they can be themselves and to thrive at workin every country in everything we do every day. We aim to create a workplace where everyone is treated fairly and with respect including reasonable accommodation for persons with disabilities.
We are committed to employment equity and building a diverse and inclusive workplace across the African continent. Our recruitment processes are aligned with our Employment Equity Plan and the principles of the Employment Equity Act. Preference may be given to candidates from designated groups.
We actively support the inclusion of people with disabilities and embrace neurodiversity in the workplace. We recognise and value the unique strengths that neurodivergent individuals bring and we are committed to creating an environment where everyone can thrive.
If you require reasonable accommodations during the recruitment process please let us know.
Remote Work : No
Employment Type : Full-time
Key Skills
Anti Money Laundering,Dynamics AX,HR & Payroll,Corporate Communications,Instrumentation Engineering,Accident Investigation
Experience : years
Vacancy : 1