This job offer is not available in your country.

Credit Risk Analyst

TruworthsCape Town, ZA

2 days ago

Job description

Job title : Credit Risk Analyst

Job Location : Western Cape, Cape Town

Deadline : October 25, 2025

Quick Recommended Links

Jobs by Location
Job by industries

Job Description

Based at our Head Office in Cape Town, this position requires that you to find innovative ways to leverage the vast amount of data and information at your disposal to create customer strategies that drive up profit within constraints. Work within the Risk and Analytics department to enhance Truworths’ company performance by providing information, analyses, reports and technical support for the development and implementation of solutions.

Key Responsibilities

Assist team to achieve a balanced credit portfolio by accurately forecasting expected results Develop and implement champion / challenger customer strategies that deliver performance in line with Board expectations Monitor portfolio performance and ensure book performance meet pre-defined KPI’s by pro-actively proposing changes Modelling experience required (built and implemented statistical models) Investigating data integrity issues, testing assumptions and validating analytical results, ensuring accuracy of findings Create new account management strategies to optimise the business objectives within specific constraints Undertaking analysis to determine the impact of strategy changes to areas of application and account management strategies Presenting ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders Forecasting and monitoring implemented strategies using statistical techniques Project manage the implementation of strategy changes into live systems Credit scoring experience (highly advantageous)

Qualifications and Experience

Preferred relevant post-graduate Degree with mathematical or statistical oriented subjects Business Science Degree or Business finance degree 3+ or more years’ experience in consumer credit (within a Credit Risk analytics environment) with demonstrated ability to implement solutions based on findings from analytical projects

Competencies

Understanding of the credit life cycle

Revolving store card or credit card experience advantageous

Ability to work efficiently under pressure and within structured and unstructured parameters

Advantageous to have predictive Analytics experience with a highly numerate background

Must be able to monitor models and report back to the board

Must assist in growing team with relevant support, training programs and be seen as a mentor

High attention to detail driving a need for 100% accuracy

High level of integrity and confidentiality

Experienced user of Microsoft Office suite (Excel, PowerPoint, Word)

Experience in SAS preferred (base and / or Enterprise Guide and / or SAS Viya) extremely advantageous

SQL / Python.

Accounting / Financial Services jobs

Create a job alert for this search

Credit Analyst • Cape Town, ZA

Related jobs

Promoted

Manager – Credit Risk

WatersEdge SolutionsCape Town, South Africa

A reputable financial institution is seeking an experienced Credit Risk Manager to oversee credit risk processes within the corporate banking and treasury environment. This role is critical for main...Show moreLast updated: 30+ days ago

Promoted

Senior Credit Risk Analyst - VP

Absa Group LimitedCape Town, ZA

Job title : Senior Credit Risk Analyst - VP.Job Location : Western Cape, Cape Town.As a member of the Corporate (Inland) Credit Risk team, the role involves managing a portfolio of clients by condu...Show moreLast updated: 15 days ago

Credit Analyst (REMOTE)

WhistleCape Town, Western Cape, South Africa

Remote

Quick Apply

Our client is looking for a.In this role, you'll be the go-to expert for all financing activities working directly with OEM partners, their customers, and their lending network.Its a...Show moreLast updated: 12 days ago

Anti-Financial Crime Analyst

MidniteCape Town, Western Cape, ZA

Quick Apply

Role Type : 6-month fixed-term contract, with potential to extend.Location : Hybrid / remote, must be Cape Town, South Africa-based. Salary : R25,000-34,000 depending on experience.Hours between 0700 an...Show moreLast updated: 30+ days ago

Promoted

Compliance Analyst

ArvoBellville, South Africa

Our client is seeking a Compliance Analyst to serve as the primary point of contact for all “Know Your Customer” (KYC) requests and provide general compliance support. This role reports to the Head ...Show moreLast updated: 30+ days ago

Promoted

Senior Credit Analyst (CA(SA)) (EE) (CPT)

Datafin IT RecruitmentCape Town, South Africa

OUR client, a dynamic Asset Manager, has an exciting opportunity for a highly meticulous Senior Credit Analyst who is passionate about credit and its value to the overall growth of the business.You...Show moreLast updated: 30+ days ago

Promoted

Credit Analyst

FROGG RecruitmentBellville, Western Cape, South Africa

Recruitment Business Partner / Senior Recruitment Consultant.Our Home Loans client seeks a Credit Analyst with Home Loans experience. Matric with relevant qualification.Home Loan / Mortgage / Loans ...Show moreLast updated: 2 days ago

Promoted

Credit Risk Manager

Staff Unlimited Recruitment Pty Ltd T / A MPC Recruitment Group ECCape Town, South Africa

Review and approve customer credit limits and payment terms.Regularly assess the creditworthiness of customers to set appropriate credit limits. Negotiate payment terms that balance company cash flo...Show moreLast updated: 30+ days ago

Promoted

Credit Analyst

Coronation Fund ManagersCape Town, ZA

Job Location : Western Cape, Cape Town.Coronation is searching for a Credit Analyst to support the credit function process for fixed income products and analysis of credit as an asset class, while ...Show moreLast updated: 30+ days ago

Promoted

Credit Analyst : Deals / Investment Associate

PrescientCape Town, ZA

Job title : Credit Analyst : Deals / Investment Associate.Job Location : Western Cape, Cape Town.We are seeking a Credit Analyst with strong transaction origination and execution experience to join ...Show moreLast updated: 1 day ago

Promoted

Credit Analyst (Ref : 104)

Star Personnel Recruitment (Pty) LtdCape Town, Western Cape, South Africa

A well-established player in South Africa’s property finance is in an exciting phase of rapid growth, and is offering an opportunity in credit origination and credit risk management.Performing cred...Show moreLast updated: 2 days ago

Promoted

Senior Credit Analyst

Astron Energy Ltd.Cape Town, ZA

Job title : Senior Credit Analyst.Job Location : Western Cape, Cape Town.Responsibilities for this position may include but are not limited to : . Corporate : For complex and large exposure accounts, o...Show moreLast updated: 16 days ago

Promoted

Credit Analyst

CA Financial AppointmentsWestlake, South Africa

Exceptional opportunity for a young investment professional with exceptional financial modelling skills and who has a keen interest in the area of credit investments in particular.Contribute to an ...Show moreLast updated: 30+ days ago

Promoted

Credit Analyst

PrescientCape Town, ZA

Job Location : Western Cape, Cape Town.The candidate will be part of the Credit team responsible for the Prescient Credit funds. To utilise PIM credit philosophy process by employing quantitative an...Show moreLast updated: 19 days ago

Promoted

Head of Credit Risk : Credit Risk and Collections Strategy - homechoice (Southern Suburbs (Cape))

HomeChoice Holdings LimitedCape Town, ZA

Job title : Head of Credit Risk : Credit Risk and Collections Strategy - homechoice (Southern Suburbs (Cape)).Job Location : Western Cape, Cape Town. We’re seeking a dynamic, highly motivated individ...Show moreLast updated: 22 days ago

Promoted

Structured Credit Implementation Specialist

Old MutualCape Town, ZA

Job title : Structured Credit Implementation Specialist.Job Location : Western Cape, Cape Town.The successful incumbent’s primary responsibility will be to manage the structured debt administration...Show moreLast updated: 30+ days ago

Promoted

Business Risk Analyst (Western Cape)

Flash GroupCape Town, ZA

Job title : Business Risk Analyst (Western Cape).Job Location : Western Cape, Cape Town.To support business integrity, assurance, continuity, and operational efficiency, the Business Risk Analyst a...Show moreLast updated: 9 days ago

Promoted

Junior Fraud Analyst

OzowCape Town, ZA

Job title : Junior Fraud Analyst.Job Location : Western Cape, Cape Town.Ozow is looking for a Junior Fraud Analyst.Your understanding and knowledge of the financial services and payments industry, ...Show moreLast updated: 17 days ago