This job offer is not available in your country.
Credit Analyst- Commercial Banking and Transformation (Nelspruit)
Secondmentsnelspruit, Mpumalanga, South Africa17 hours ago
Job descriptionBuild relationships with all the relevant stakeholders to ensure understanding of requirements and addressing any credit related issues Respond to queries received from the Provincial office operations and the relevant Credit Committee Promote a culture of credit risk management at Provincial office level. Provide guidance and training to operations on credit related matters Adhering to legislative requirements Pro-actively develop self with regards to other / new products in the Company Manage own career and personal developments Demonstrate behaviour that is aligned to the Company values May be required to represent Credit on projects as assigned by management Research, compliance training, maintain stakeholder relationship management and team support Ensure that documentation is archived in accordance to the Banks policy for record and audit purposes Attend to audit findings as and when required within area of responsibility Take remedial action on all audit findings and ensure that issues are resolved or addressed Ensure recording of all credit committee meetings are loaded on the v-drive Ensure feedback is given to all the relevant stakeholders on outcome of the application Manage capturing of weekly and monthly stats reports From time to time may be requested be secretariat for ECC, which involves co-ordinating ECC meeting and taking minutes in compliance with the prescripts of the charter. From time to time we maybe required to assist in the various provincial office and regional. Offices. Provide input to policies and procedures and updates and identify opportunities to improve as and when required Provide inputs on lending norms and credit criteria to be applied on new products Participate in the review of Credit Policies and procedures. Ensure that the Provincial officees are informed of changes to policies and / or of credit policies and procedures that have been approved Provide guidance to the operations at Provincial office level to ensure consistency and a standardised approach Applying credit policies and procedures and input in improving standard and operating processes and procedures. 3 year Tertiary Qualification (Commerce) Majors Accounting; Agri Economics, Credit Management NCA, CPA, FICA and related credit regulatory requirements The primary and secondary agriculture sector finance. Appraisal of credit proposals and deal structure for : assets finance, working capital, back ward and forward integration finance Advanced business acumen Microsoft Office Knowledge of risk management principles Knowledge / Experience of compliance systems / tools Compliance Management Principles Knowledge of Compliance related legislation Knowledge of Business Law Principles Travel as and when required Extended hours as and when required
Key Performance Areas
Credit Assessment and Risk Management
- Carry out full credit assessments within allocated portfolio through credit submissions, financial analysis, reviews, re-advancing loans, collateral analysis, approval conditions tracking and risk management.
- Check the credit submission for completeness, including accompanying documents in terms of the approved loan guidelines.
- Ensure that all relevant information and documentation has been received from the operations as per the agreed checklist
- Follow up with the Provincial offices to ensure that all supporting documentation is complete
- Ensure that loan applications conform to the set standards, highlight anomalies and suggest corrective measures
- Align products to the purpose of the loan and the Credit Policy to suite customers needs
- Co-ordination of PCC and RCC setting up of agenda(s) for application(s) to be heard
- Reporting stats of application(s) processed for allocated region(s)
Stakeholder Relationship Management and Team Support
General Administration and Audit Matters
Loan Policies and Procedures
Qualification Requirements
Thorough knowledge of the
Critical Competencies
Additional Requirements
Create a job alert for this search
Credit Analyst • nelspruit, Mpumalanga, South Africa
Related jobs
)
- Promoted
Manager : Credit Origination Commercial (Nelspruit) - Pipeline
Absa Group LimitedNelspruit, ZA Job title : Manager : Credit Origination Commercial (Nelspruit) - Pipeline.Job Location : Mpumalanga, Nelspruit.To develop tactical strategy and delivery plans, formulate associated practice / s and t...Show moreLast updated: 30+ days ago
- Promoted
Branch Manager
FempowerNelspruit, South Africa Branch Manager Nelspruit - Willing to Relocate?.Diploma / equivalent qualification or relevant experience with industry knowledge.
Minimum 10 years’ experience and proven successful track record in ...Show moreLast updated: 30+ days ago
- Promoted
Audit Manager | Nelspruit
The Recruitment Councilnelspruit, Mpumalanga, South Africa An established and reputable audit and accounting firm is seeking a.This is a fantastic opportunity for an experienced professional ready to take the next step in their leadership journey within th...Show moreLast updated: 30+ days ago
- Promoted
Business Development Manager
Liham Consulting Pty (Ltd)Nelspruit, South Africa Growing existing business in allocated territories while identifying new growth opportunities.Driving new business acquisition and develop long term customer relations .
Managing and developing a te...Show moreLast updated: 30+ days ago
- Promoted
Business Sales Consultant (B2B)
Staff Unlimited Recruitment Pty Ltd T / A MPC Recruitment Group ECNelspruit, South Africa Our client is seeking a Business Sales Consultant to join their team.This position will suit a self-starter with an outgoing personality and mature attitude who can communicate confidently at all l...Show moreLast updated: 30+ days ago
- Promoted
Area Segment Manager - Private Banking (FAIS)
Absa Group LimitedNelspruit, ZA Job title : Area Segment Manager - Private Banking (FAIS).Job Location : Mpumalanga, Nelspruit.Formulate tactical strategy and associated delivery plans related to single practice areas.Ensure proa...Show moreLast updated: 2 days ago
- Promoted
Area Manager
Boardroom AppointmentsMpumalanga, South Africa Lead sales and marketing execution in alignment with The Companys brand strategy.Manage P&L across all stores; identify cost-saving and revenue-growth opportunities.
Analyse store performance and im...Show moreLast updated: 30+ days ago
- Promoted
Private Banker
The Recruitment CouncilMpumalanga, South Africa Do you thrive on building strong relationships and helping high-net-worth clients grow and protect their wealth?.This is your opportunity to join a dynamic financial services team as a Private Bank...Show moreLast updated: 12 days ago
- Promoted
Regional Manager (Network Engineering - Mpumalanga) Fixed-Term-Contract
Huawei Africa LtdMpumalanga, South Africa Summary of Duties and Responsibilities : .Ensure an ongoing routine maintenance program with adequate availability of resources and equipment.
Daily work planning, Task Allocation, Shifts, Leave, Indi...Show moreLast updated: 17 days ago
- Promoted
Used Sales Manager
Dante PersonnelBarberton, South Africa Relevant marketing qualification (advantageous).Strong management and leadership skills, self-driven and integrity-focused.
Knowledge of business operations, policies, marketing, financial analysis,...Show moreLast updated: 21 days ago
- Promoted
Branch Manager
Greys PersonnelNelspruit, South Africa Oversee daily branch operations, ensuring efficiency and compliance.Lead, coach, and support the branch team.Maintain strong client relationships and resolve issues quickly.Manage budgets, costs, a...Show moreLast updated: 20 days ago
- Promoted
After Sales Manager
Gap ConsultingMpumalanga, South Africa Minimum of 3 to 5 years Dealership After Sales Manager experience within the Automotive Industry.Relevant Tertiary Qualification and strong Working Knowledge of Automotive After Sales Management di...Show moreLast updated: 1 day ago
- Promoted
Performance Engineer
KMCK Talent Sourcingngodwana, Mpumalanga, South Africa Mechanical and / or Electrical Engineering Degree or equivalent.Government Certificate of Competency (GCC) Factories.Plant Engineer in a power plant / utilities environment.Overall responsibility for...Show moreLast updated: 30+ days ago
- Promoted
- New!
Credit Analyst- Commercial Banking and Transformation (Nelspruit)
Secondmentsnelspruit, Mpumalanga, South Africa Credit Assessment and Risk Management.Carry out full credit assessments within allocated portfolio through credit submissions, financial analysis, reviews, re-advancing loans, collateral analysis, ...Show moreLast updated: 2 hours ago
- Promoted
Logistics Branch Manager
Qetello HoldingsNelspruit, South Africa An exciting opportunity awaits a results-driven and detail-oriented Branch Manager in the logistics industry based in Rocky’s Drift, Nelspruit.
Our client is seeking a highly motivated and experienc...Show moreLast updated: 19 days ago
- Promoted
Expansion & Operation Manager - South Africa (iGaming / Fintech)
Black Pen RecruitmentMpumalanga, South Africa Our client believes in the power of Virtual Advancement—leveraging digital innovation and strategic foresight to help businesses excel in a rapidly evolving world.
With a focus on agility and adapta...Show moreLast updated: 30+ days ago
- Promoted
Private Banker | Nelspruit, White River, Ladenburg
The Recruitment Councilnelspruit, Mpumalanga, South Africa Urgent Job Opportunity : Quality Assurance Manager •.Salary : • R25,000 - R35,000 per month.Start Date : • Possible August start.
We''re looking for a Quality Assurance Manager to join our clients team in...Show moreLast updated: 30+ days ago
- Promoted
FTTH Sales Specialist
Vox TelecommunicationsNelspruit, South Africa Pro-actively canvas for new sales of the Fibre to the Home product suite to new clients by executing the sales strategy within predetermined coverage areas.
Achieve targets net of churn as well as c...Show moreLast updated: 30+ days ago
- Promoted
- New!
Credit Analyst : Commercial Banking & Transformation (Nelspruit)
Six Sense ConsultingNelspruit, South Africa Minimum Education and Experience : .Tertiary Qualification (Commerce) Majors Accounting; Agri Economics, Credit Management.
Relevant credit assessment experience.Thorough knowledge of the NCA, CPA, FI...Show moreLast updated: 18 hours ago
- Promoted
Contract Manager
Bidvest Protea CoinMpumalanga, South Africa Client liaison and professional client relationship.Effectively dealing with and managing client complaints.Ensure that contractual requirements are always met.
Initiating and chairing disciplinary ...Show moreLast updated: 1 day ago