Commercial Underwriter

Commercial Underwriter job vacancy in Johannesburg.

The Commercial Underwriter will be a crucial member of our short-term commercial team, responsible for assessing, accepting, pricing, and managing commercial risks.

This role requires an individual who can balance profitable underwriting with excellent broker / client relationship management.

The ideal candidate will be highly analytical, detail-oriented, and possess a comprehensive understanding of the commercial insurance market.

Location : Randburg.

Salary Range : R25,000 to R35,000 per month (depending on experience and qualifications).

About the Company :

We are a leading, established Risk and Insurance Advisory Business with a strong history dating back to 1998. Driven by a philosophy that puts clients first, we offer bespoke, expert solutions across personal, commercial, life, and investment management sectors. We value deep industry knowledge, bespoke service, and a cohesive approach to client financial needs.

Key Responsibilities :

• Risk Assessment and Acceptance : Evaluate new and existing commercial policy applications, renewals, and endorsements by analysing risk profiles, claims history, financial stability, and market conditions.
• Pricing and Quotation : Determine appropriate premium rates and policy terms in line with our underwriting guidelines and profitability targets, providing timely and accurate quotations.
• Policy Management : Process policy renewals, amendments, cancellations, and endorsements efficiently, ensuring all documentation is accurate and compliant.
• Compliance and Governance : Ensure all underwriting activities adhere to regulatory requirements, internal guidelines, and the Treating Customers Fairly (TCF) principles.
• Stakeholder Relations : Maintain professional and effective communication with brokers, agents, and internal stakeholders to facilitate smooth operations and drive business development.
• Portfolio Management : Monitor the performance and profitability of the assigned commercial portfolio, making recommendations and adjustments as necessary.
• Data Integrity : Ensure accurate capturing and maintenance of all underwriting data and risk information within the company’s systems.

Desired Experience & Qualification :

Essential Requirements :

Desirable Attributes :

Why Join Us?

This is an opportunity to join a highly respected, independent advisory business where your expertise directly contributes to bespoke client solutions. You will work alongside experienced founders and advisors in an environment that values professionalism, continuous growth, and placing clients first.

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