Senior Group Life New Business Consultant
Full-time
About Kaelo
Kaelo provides essential healthcare solutions ensuring the physical and psychosocial wellbeing of all South Africans towards lasting social change. Kaelo meets the Healthcare needs of Corporate and Retail clients across South Africa – products offerings include Medical Insurance, Medical Aid, Gap Insurance, Kaelo Money and employee assistance programmes.
Overview
Kaelo currently offers Group Funeral insurance solutions, with additional Group Risk products under development. This is a unique opportunity for an experienced Group Risk Consultant to drive high-quality new business growth, while contributing to the development of best-in-class risk products.
To deliver excellent new business performance and quality in line with Kaelo’s service and sales standards. To drive and grow Group Risk and Life sales through strategic client acquisition, superior relationship management, and efficient processes, while contributing to product innovation and long-term client retention
Key Outcomes
- Manage and grow strategic new business accounts and broker relationships
- Build and maintain long-term, high-value client and broker portfolios
- Deliver professional and consultative sales support across Group Life and Group Risk solutions
- Contribute to the design and market-readiness of new Group Risk products through technical input and client insights
- Drive new business revenue growth through proactive prospecting, solution selling, and negotiation
- Identify and improve new business outcomes and pipeline conversion
- Analyse and optimise new business acquisition processes for efficiency and impact
- Lead and participate in marketing campaigns and sales initiatives
- Conduct industry and competitor analysis to maintain a competitive edge
- Collaborate across business units to unlock cross-sell and upsell opportunities
- Support onboarding, implementation, and handover processes with operational teams
- Drive value stream mapping and help define the transition from current to future state models
- Provide technical product and market training to internal stakeholders and broker networks
Special Requirements
Minimum 5 years' experience as a Business or Sales Consultant in Group Life / Group Risk employee benefitsProven track record of consistently achieving or exceeding sales targetsAbility to consult on product structures, underwriting, and benefit designStrategic sales and campaign planning experienceWork Experience
Required :
In-depth Group Life and Group Risk industry knowledgeTop performer in a sales and new business environmentStrong broker / intermediary relationship management skillsExperience with sales campaign management and prospecting strategiesExposure to product development or process improvement initiativesExperience working across business units to identify growth opportunitiesShort-Term Insurance knowledgeHealth insurance / medical scheme industry experienceEducation & Qualifications
Required :
FAIS-compliantGrade 12 / MatricNQF Level 5 in Wealth Management or Long-Term InsuranceCompleted RE examsPreferred :
Business Degree (BCom, BBusSci or similar)Short-Term Insurance knowledgeHealth insurance / medical scheme industry experienceTechnical Skills & Knowledge
Advanced Microsoft Office and CRM system proficiencyDeep understanding of underwriting principles and insurance product structuresFinancial planning and employee benefits knowledgeExcellent verbal and written communication skillsStrong analytical, problem-solving and negotiation abilitiesRisk assessment and business analysis experiencePresentation skills (1 : 1 and group settings)Deep knowledge of the Long-Term Insurance industry, compliance, and regulatory standardsProfessional, ethical, and customer-focused approachCompetencies
Ability to manage complex stakeholder interactions and resolve conflicts effectivelyAccountabilityAction orientatedCommunicationBusiness writing skillsManage complexityDecision thinkingResilient and adaptiveResourcefulDemonstrates self-awarenessSignificance and values orientatedJob Location
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