Experience
Minimum :
- Banking experience of at least 3 years
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
- Experience in preparing and motivating Credit applications
- Cost control and sales management
Ideal :
1+ yr spent in the Business Banking environment preparing and motivating credit applicationQualifications (Minimum)
Diploma in Commerce or FinanceQualifications (Ideal or Preferred)
FAIS accredited as Key Individual and approved by FSCAKnowledge
Minimum :
Customer relationship management (CRM) principles and techniquesHow to interpret financial statements, balance sheets and basic financial ratiosStandardized business banking transactional products and other core products relevant to small enterprisesBusiness banking product offeringsUnderstanding of collateral and balance sheetsMultiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspectiveCompanies and Intellectual Properties Registration Act (CPIC) for correct documentation / mandate preparation purposesKnowledge of competitors offeringsRegulations, Acts and Codes related to the banking environment.Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)Ideal :
Features, benefits and value propositions of the respective company product / service offerings.Current taxation laws as they apply to customers.A good knowledge of administration processes and procedures pertaining to Business Banking transactionsSkills
Interpersonal & Relationship management SkillsAnalytical SkillsComputer Literacy (MS Word, MS Excel, MS Outlook)Commercial Thinking SkillsStrategic Thinking SkillsCommunications SkillsAttention to DetailConditions of Employment
Clear criminal and credit recordWillingness to work flexible hours (including Saturdays and Public Holidays)Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No : 1980 / / 06
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